Ropes Crossing
Investment Score
76
/100
AI Intelligence Summary
Ropes Crossing, NSW 2760, is a suburban area that offers a balanced lifestyle, market position, and investment outlook. With a median house price of $785,000 and median unit price of $520,000, the suburb presents a relatively affordable option for homebuyers and investors compared to other areas in NSW. The population of 8,500 residents enjoys a walkability score of 65, indicating a moderately walkable environment with access to local amenities. The schools rating of 7 out of 10 and safety rating of 8 out of 10 contribute to the suburb's appeal to families and individuals seeking a secure and decent education system. Although located 48 kilometers from the CBD, the investment score of 76 and growth potential of 82 suggest a promising outlook for investors, with a rental yield of 3.8% for houses and a low vacancy rate of 1.8%. The median income of $82,000 reflects a stable economic foundation. Overall, Ropes Crossing combines lifestyle, affordability, and investment potential, making it an attractive choice for various demographics. Its position in the market is characterized by steady growth and a relatively low vacancy rate, which is favorable for landlords and property investors. The suburb's outlook for investment is positive, driven by its growth potential and the demand for housing in the area. As the suburb continues to evolve, it is likely to see improvements in infrastructure and amenities, further enhancing its appeal to residents and investors alike.
Strengths
- •Affordable median house and unit prices compared to other NSW suburbs
- •Moderately walkable environment with access to local amenities
- •Decent schools rating and high safety rating, appealing to families
- •Promising investment outlook with a high growth potential and rental yield
Opportunities
- •Growing demand for housing, driven by the suburb's affordability and lifestyle appeal
- •Potential for infrastructure development and improvement, enhancing the suburb's liveability and attractiveness
- •Opportunities for investors to capitalize on the suburb's growth potential and rental yield
- •Scope for urban renewal and regeneration projects, revitalizing underutilized areas and boosting local economic activity
Considerations
- •Distance of 48 kilometers from the CBD, potentially limiting job opportunities and requiring longer commutes
- •Limited public transportation options, which could affect residents without vehicles
- •Potential for oversupply of housing in the future, affecting property values and rental yields
- •Need for improvement in local infrastructure to support growing population demands
Property Market
$785K
+8.2% 1yr
$520K
+6.8% 1yr
$680K
$575/wk
$450/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.2% | +24.5% | +42.8% |
| Unit | +6.8% | +22.1% | +38.5% |
Rental Yields
House Yield
3.8%
Unit Yield
4.5%
Townhouse Yield
4.1%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Ropes Crossing at median house price
Save $29,855
+8% surcharge
$575/wk
Negatively geared
Reduces taxable income
~$358/week
Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$29,855
After-tax yield
2.32%
Weekly holding cost
$358/wk
10yr CGT (est.)
$188,357
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
8,500
33
$82K
per annum
68.0%
38.0%
32.0%
4.2%
45.0%
Dwelling Mix
Lifestyle & Community
15
8
48.0 km
Nearest Station: Mount Druitt Station
Family-focused lifestyle with extensive recreational facilities, modern shopping amenities, and strong community connections in a master-planned environment
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Data sourced from multiple sources. Last updated 17 April 2026.