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Rooty Hill

NSW 2766LGA: Blacktown City

Investment Score

76

/100

AI Intelligence Summary

Rooty Hill is a culturally diverse suburb in Western Sydney, approximately 45km from the CBD, offering affordable housing options for families and first-home buyers. Part of the Blacktown Local Government Area, the suburb features excellent transport connectivity via Rooty Hill Railway Station on the T1 Western Line and major road networks including the Great Western Highway and M7 Motorway. The community is characterized by significant South Asian, Middle Eastern, and Pacific Islander populations, creating a vibrant multicultural environment with diverse dining and cultural offerings. Key amenities include the popular Rooty Hill RSL Club, multiple parks and recreational facilities, and proximity to Eastern Creek Raceway and Sydney Motorsport Park. The property market remains competitive with steady growth, offering a mix of detached houses, townhouses, and apartments that appeal to growing families and investors seeking good rental yields. Future development opportunities include proximity to the planned Western Sydney Airport and ongoing transport infrastructure improvements, positioning Rooty Hill as an increasingly attractive location for both residents and investors seeking value in Sydney's expanding western corridor.

Strengths

  • Excellent transport connectivity with direct train access to Sydney CBD
  • Affordable housing compared to inner Sydney suburbs
  • Strong multicultural community with diverse amenities
  • Major entertainment and recreational facilities including RSL Club and motorsport venues

Opportunities

  • Western Sydney Airport development driving future growth
  • Infrastructure improvements enhancing connectivity
  • Growing commercial and retail precincts
  • Increasing demand from first-home buyers

Considerations

  • Distance from Sydney CBD may limit employment opportunities
  • Limited high-end retail and dining options
  • Potential traffic congestion on major arterial roads
  • Competition from other Western Sydney growth areas

Property Market

Median House

$785K

+8.2% 1yr

Median Unit

$485K

+6.8% 1yr

Median Townhouse

$625K

Rent (House)

$630/wk

Rent (Unit)

$475/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+24.5%+42.8%
Unit+6.8%+22.1%+38.5%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score74/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Rooty Hill at median house price

Standard transfer
$29,855
First Home Buyer
Exempt

Save $29,855

Foreign buyer surcharge
$62,800

+8% surcharge

Annual rent income
$32,760

$630/wk

Interest (80% LVR @ 6.5%)
-$40,820
Other expenses (~2.5%)
-$19,625
Net rental position
-$27,685

Negatively geared

Tax benefit (39% MTR)
+$10,797

Reduces taxable income

After-tax holding cost
$16,888/yr

~$325/week

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.18M
Capital gain
$364,858
After discount
$182,429
CGT payable
$71,147

10-Year Hold

Est. value
$1.78M
Capital gain
$965,931
After discount
$482,966
CGT payable
$188,357

Investor Quick Summary

Entry cost (stamp duty)

$29,855

After-tax yield

2.56%

Weekly holding cost

$325/wk

10yr CGT (est.)

$188,357

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

18,500

Median Age

34

Median Income

$68K

per annum

Family Households

58.0%

Professionals

28.0%

University Educated

24.0%

Unemployment

6.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 65%Units: 28%Townhouses: 7%Total: 6,850

Lifestyle & Community

Walkability65/100
Public Transport7/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

35

Parks

8

Hospitals

2

Distance to CBD

45.0 km

Nearest Station: Rooty Hill Station

Family-oriented lifestyle with access to recreational facilities, motorsport venues, parks, and diverse cultural dining options reflecting the multicultural population.

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Data sourced from multiple sources. Last updated 29 March 2026.

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