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Rodd Point

NSW 2046LGA: City of Canada Bay

Investment Score

82

/100

AI Intelligence Summary

Rodd Point, NSW 2046, is a prestigious inner-western Sydney suburb renowned for its tranquil, community-focused lifestyle and prime waterfront location. With a small population of approximately 1,200 residents, Rodd Point offers an exclusive, village-like atmosphere while being just 8 km from the Sydney CBD. The suburb boasts a high median house price of $3,800,000 and a median unit price of $1,650,000, reflecting its desirability and limited supply. Residents enjoy a high median income of $180,000, indicative of the affluent demographic attracted to the area. Lifestyle in Rodd Point is defined by its proximity to the scenic Iron Cove, extensive parklands, and the popular Bay Run, making it ideal for outdoor enthusiasts and families. The suburb scores well for walkability (72/100), allowing easy access to local amenities, parks, and waterfront paths. Education is a strong drawcard, with schools in the area rated 8.0/10, and the suburb enjoys an excellent safety rating of 9.0/10, further enhancing its family appeal. From a market perspective, Rodd Point is positioned as a blue-chip suburb with strong investment fundamentals. The investment score of 82/100 and growth potential of 85/100 highlight ongoing demand and limited supply, supported by a low vacancy rate of 1.2%. While rental yields for houses are modest at 2.8%, capital growth prospects remain robust due to the suburb’s exclusivity and proximity to the CBD. Overall, Rodd Point offers a premium lifestyle with strong long-term investment potential, though high entry prices and limited rental returns may pose challenges for some buyers. The suburb’s enduring appeal lies in its blend of natural beauty, safety, and convenience, making it a sought-after enclave for discerning homeowners and investors.

Strengths

  • Prime waterfront location with scenic views and recreational amenities
  • Proximity to Sydney CBD (8 km) offering excellent connectivity
  • High safety rating (9.0/10) and strong community atmosphere
  • Top-rated local schools (8.0/10) appealing to families

Opportunities

  • Potential for strong long-term capital growth due to limited supply
  • Appeal to high-income professionals and families seeking premium lifestyle
  • Scope for value-add renovations or luxury developments in a blue-chip suburb

Considerations

  • High median property prices limit affordability for many buyers
  • Modest rental yields (2.8%) may deter yield-focused investors
  • Limited housing stock due to small population and exclusivity

Property Market

Median House

$3.80M

+6.5% 1yr

Median Unit

$1.65M

+5.2% 1yr

Median Townhouse

$2.80M

Rent (House)

$2,100/wk

Rent (Unit)

$1,050/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+6.5%+22.0%+45.0%
Unit+5.2%+18.0%+38.0%

Rental Yields

House Yield

2.8%

Unit Yield

3.2%

Townhouse Yield

2.9%

Investment Scorecard

Overall Investment Score82/100
Growth Potential85/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Rodd Point at median house price

Stamp Duty Estimate
Standard transfer
$193,850
First Home Buyer
$193,850
Foreign buyer surcharge
$304,000

+8% surcharge

Negative Gearing Position
Annual rent income
$109,200

$2100/wk

Interest (80% LVR @ 6.5%)
-$197,600
Other expenses (~2.5%)
-$95,000
Net rental position
-$183,400

Negatively geared

Tax benefit (39% MTR)
+$71,526

Reduces taxable income

After-tax holding cost
$111,874/yr

~$2,151/week

Land Tax Exposure
Est. land value
$2.28M

~60% of median price

Individual threshold
$1,075,000

Annual: $19,380

Trust/company threshold
$25,000 (trust)

Annual: $36,180

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$5.85M
Capital gain
$1.83M
After discount
$916,961
CGT payable
$357,615

10-Year Hold

Est. value
$9.00M
Capital gain
$4.98M
After discount
$2.49M
CGT payable
$971,711

Investor Quick Summary

Entry cost (stamp duty)

$193,850

After-tax yield

1.71%

Weekly holding cost

$2151/wk

10yr CGT (est.)

$971,711

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

1,200

Median Age

45

Median Income

$180K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

2.8%

Born Overseas

38.0%

Dwelling Mix

Houses: 65%Units: 32%Townhouses: 3%Total: 520

Lifestyle & Community

Walkability72/100
Public Transport6/10
Schools Rating8/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

3

Hospitals

1

Distance to CBD

8.0 km

Nearest Station: Five Dock Station

Premium harbourside living with access to waterfront recreation, heritage architecture, and proximity to Inner West cultural and dining scenes

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Data sourced from multiple sources. Last updated 26 April 2026.

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