All Suburbs

Richmond

NSW 2753LGA: Hawkesbury City

Investment Score

75

/100

AI Intelligence Summary

Richmond NSW 2753 is a semi-rural suburb located in the Hawkesbury region of Western Sydney, approximately 65km from Sydney CBD. This heritage-rich area combines country charm with modern amenities, offering larger properties and affordable housing compared to inner Sydney. The suburb features historic buildings, parks, and recreational facilities, making it popular with families and first-home buyers seeking space and lifestyle. Richmond is well-connected via the Richmond railway line and major road networks including Windsor Road. The local community enjoys a strong spirit with markets, festivals, and sporting clubs. Property values have shown resilience despite broader market corrections, supported by limited land supply and strong demand from families. The area attracts residents wanting a semi-rural lifestyle within commuting distance of Sydney, with good schools and community facilities. Future infrastructure improvements planned for Western Sydney may enhance the suburb's appeal and connectivity.

Strengths

  • Affordable housing compared to inner Sydney
  • Heritage charm with semi-rural lifestyle
  • Strong rail connectivity to Sydney CBD
  • Good selection of schools and community facilities

Opportunities

  • Western Sydney infrastructure development
  • Growing demand for affordable family housing
  • Potential for heritage tourism development
  • Improved transport connections planned

Considerations

  • Distance from Sydney CBD increases commute times
  • Limited shopping and dining options compared to urban areas
  • Dependence on private transport for local travel
  • Fewer employment opportunities within the suburb

Property Market

Median House

$850K

+3.2% 1yr

Median Unit

$520K

+2.8% 1yr

Median Townhouse

$680K

Rent (House)

$680/wk

Rent (Unit)

$510/wk

Days on Market

38

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+3.2%+12.8%+28.5%
Unit+2.8%+10.5%+24.2%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score75/100
Growth Potential72/100
Cashflow Score78/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Richmond at median house price

Standard transfer
$32,780
First Home Buyer
$8,195

Save $24,585

Foreign buyer surcharge
$68,000

+8% surcharge

Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$44,200
Other expenses (~2.5%)
-$21,250
Net rental position
-$30,090

Negatively geared

Tax benefit (39% MTR)
+$11,735

Reduces taxable income

After-tax holding cost
$18,355/yr

~$353/week

Based on 5.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.12M
Capital gain
$234,456
After discount
$117,228
CGT payable
$45,719

10-Year Hold

Est. value
$1.48M
Capital gain
$592,653
After discount
$296,327
CGT payable
$115,567

Investor Quick Summary

Entry cost (stamp duty)

$32,780

After-tax yield

2.56%

Weekly holding cost

$353/wk

10yr CGT (est.)

$115,567

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

38

Median Income

$78K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

5.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 3,200

Lifestyle & Community

Walkability55/100
Public Transport7/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

8

Hospitals

1

Distance to CBD

65.0 km

Nearest Station: Richmond Station

Semi-rural lifestyle with heritage buildings, local markets, recreational facilities, and community events. Good balance of country living with urban accessibility.

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Data sourced from multiple sources. Last updated 29 March 2026.

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