Ramsgate
Investment Score
78
/100
AI Intelligence Summary
Ramsgate, NSW 2217 is a well-established beachside suburb in Sydney's St George region, offering an enviable coastal lifestyle just 15 minutes from Sydney Airport. This family-friendly community boasts direct access to Botany Bay beaches, creating a relaxed seaside atmosphere while maintaining excellent connectivity to the CBD. The suburb features a diverse multicultural population with strong Greek and Lebanese communities, contributing to a vibrant local culture and dining scene. Housing stock consists primarily of older brick homes, townhouses, and select new developments, appealing to families seeking space and proximity to quality amenities. Rocky Point Road serves as the main commercial spine, offering established shopping strips and local services. The area benefits from multiple parks including Ramsgate Beach Reserve, creating excellent recreational opportunities. While lacking direct rail access, regular bus services and proximity to Kogarah and Rockdale stations provide reasonable transport options. The property market has shown consistent growth with strong demand driven by the suburb's coastal location, family appeal, and airport proximity. Recent infrastructure improvements in the broader St George area, combined with ongoing development potential, position Ramsgate as an attractive option for both owner-occupiers and investors seeking steady capital growth in a premium location.
Strengths
- •Prime beachside location with direct Botany Bay access
- •Strong multicultural community with established amenities
- •Excellent proximity to Sydney Airport (15-20 minutes)
- •Family-friendly environment with quality parks and recreation
Opportunities
- •Ongoing St George infrastructure improvements
- •Potential for medium-density development
- •Growing demand for coastal lifestyle properties
- •Airport proximity attracting business travelers
Considerations
- •Limited direct rail access requiring bus connections
- •Higher property prices due to coastal premium
- •Potential airport noise for some areas
- •Competition for quality rental properties
Property Market
$1.45M
+10.0% 1yr
$780K
+8.0% 1yr
$1.15M
$1,050/wk
$680/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +10.0% | +28.0% | +45.0% |
| Unit | +8.0% | +24.0% | +38.0% |
Rental Yields
House Yield
3.8%
Unit Yield
4.5%
Townhouse Yield
4.0%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Ramsgate at median house price
+8% surcharge
$1050/wk
Negatively geared
Reduces taxable income
~$669/week
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
2.32%
Weekly holding cost
$669/wk
10yr CGT (est.)
$373,091
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
4,200
42
$85K
per annum
68.0%
45.0%
38.0%
4.2%
48.0%
Dwelling Mix
Lifestyle & Community
18
8
1
18.0 km
Nearest Station: Kogarah Station
Relaxed beachside lifestyle with excellent recreational facilities, local festivals, established shopping strips, and easy access to both natural amenities and urban conveniences.
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Data sourced from multiple sources. Last updated 29 March 2026.