Ramsgate Beach
Investment Score
78
/100
AI Intelligence Summary
Ramsgate Beach is a premium waterfront suburb in Sydney's Bayside region, offering direct beach access and a coveted coastal lifestyle just 17km south of the CBD. This small, established community is characterized by its mix of mid-century homes and modern developments, attracting families and retirees seeking a relaxed beachside environment. The suburb commands premium property prices due to its limited housing stock and desirable waterfront location, with strong demand for properties offering water views or beach proximity. While public transport options are limited, residents enjoy excellent recreational amenities including the beach, RSL club, and nearby Sans Souci facilities. The area benefits from its position within the broader Bayside Council region, offering access to quality schools and healthcare in neighboring suburbs. The community profile skews toward established professionals and retirees, with higher than average incomes reflecting the premium nature of the location. Investment prospects remain strong due to the scarcity value of beachfront property and Sydney's ongoing population growth, though affordability challenges may limit future buyer pools.
Strengths
- •Direct beach access and premium waterfront location
- •Limited housing stock creating scarcity value
- •Strong community amenities including RSL club and waterfront reserves
- •Proximity to Sans Souci and broader Bayside facilities
Opportunities
- •Potential for premium development given waterfront location
- •Growing demand for lifestyle properties post-COVID
- •Infrastructure improvements in broader Bayside region
- •Rental market strength from lifestyle seekers
Considerations
- •Limited public transport connectivity
- •Higher property prices limiting affordability
- •Small suburb size restricting local amenities
- •Car dependency for most daily activities
Property Market
$1.85M
+8.5% 1yr
$950K
+6.8% 1yr
$1,150/wk
$875/wk
38
1.8%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +28.2% | +42.8% |
| Unit | +6.8% | +22.5% | +35.2% |
Rental Yields
House Yield
3.2%
Unit Yield
4.8%
Investment Scorecard
Demand/Supply Ratio: 2.10
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Ramsgate Beach at median house price
+8% surcharge
$1150/wk
Negatively geared
Reduces taxable income
~$970/week
Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$84,140
After-tax yield
1.95%
Weekly holding cost
$970/wk
10yr CGT (est.)
$441,210
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
1,250
47
$95K
per annum
68.0%
52.0%
45.0%
3.2%
35.0%
Dwelling Mix
Lifestyle & Community
8
4
17.0 km
Nearest Station: Kogarah Station
Relaxed beachside living with access to swimming, boating, and coastal recreation
Interested in Ramsgate Beach?
Get a personalised buyer brief with AI-powered property intelligence for this suburb.
Data sourced from multiple sources. Last updated 29 March 2026.