All Suburbs

Pyrmont

NSW 2009LGA: City of Sydney

Investment Score

78

/100

AI Intelligence Summary

Pyrmont is a premium inner-city suburb located just 2km from Sydney's CBD, representing one of Australia's most successful urban renewal transformations. Originally an industrial and maritime district, Pyrmont has evolved into a high-density residential enclave dominated by modern apartments and converted heritage warehouses. The suburb attracts young professionals, empty nesters, and international residents drawn to its harbourside location, excellent transport connectivity, and proximity to Darling Harbour's entertainment precinct. With 78% of dwellings being apartments, Pyrmont offers an urban lifestyle with waterfront parks, vibrant cafe culture along Harris Street, and walking access to the CBD. The property market commands premium prices due to its location and harbour views, though it faces challenges from apartment oversupply and limited local amenities like schools. The suburb benefits from exceptional public transport including light rail connections and proximity to Central Station. Investment appeal remains strong despite recent price corrections, supported by consistent rental demand from CBD workers and the area's established reputation as a desirable inner-city address.

Strengths

  • Premium location just 2km from Sydney CBD with harbour views
  • Excellent transport connectivity via light rail and proximity to Central Station
  • Strong rental demand from CBD professionals and international residents
  • Vibrant urban lifestyle with quality dining, cafes, and entertainment options

Opportunities

  • Sydney Metro West completion will enhance connectivity
  • Ongoing Darling Harbour precinct developments increasing amenity value
  • Potential for heritage building conversions and luxury developments
  • Growing short-term rental market due to tourist appeal

Considerations

  • Limited local school options requiring families to seek education elsewhere
  • High-density living with potential noise and congestion issues
  • Apartment oversupply concerns affecting price growth
  • Limited parking and high traffic during peak periods

Property Market

Median House

$2.85M

-1.5% 1yr

Median Unit

$1.18M

-0.8% 1yr

Median Townhouse

$2.20M

Rent (House)

$1,550/wk

Rent (Unit)

$725/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House-1.5%+8.2%+22.5%
Unit-0.8%+6.8%+18.5%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score72/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Pyrmont at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 4.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.55M
Capital gain
$548,229
After discount
$274,114
CGT payable
$106,905

10-Year Hold

Est. value
$4.43M
Capital gain
$1.42M
After discount
$711,286
CGT payable
$277,402

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$277,402

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

12,500

Median Age

34

Median Income

$95K

per annum

Family Households

35.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

3.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 15%Units: 78%Townhouses: 7%Total: 7,200

Lifestyle & Community

Walkability92/100
Public Transport9/10
Schools Rating6/10
Safety8/10
Family Friendly6/10
Cafes & Restaurants

85

Parks

4

Hospitals

1

Distance to CBD

2.0 km

Nearest Station: Central Station

Harbourside living with waterfront parks, premium dining along Harris Street, proximity to Darling Harbour entertainment, cultural attractions, and easy CBD access for work and leisure

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Data sourced from multiple sources. Last updated 28 March 2026.

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