All Suburbs

Putney

NSW 2112LGA: City of Ryde

Investment Score

78

/100

AI Intelligence Summary

Putney is an established riverside suburb located 15km northwest of Sydney CBD in the City of Ryde. This predominantly residential area attracts families and professionals seeking a peaceful lifestyle with convenient access to employment hubs like Macquarie Park. The suburb features a mix of housing types, from character homes to modern developments, with waterfront properties commanding premium prices. Putney offers strong community amenities including Putney Park with river access, local shops along Morrison Road, and quality educational facilities. The area benefits from regular bus services and proximity to Meadowbank train station, making it attractive for commuters. With higher than average education levels and household incomes, Putney represents a stable, family-oriented community with steady property market performance. The suburb's riverside location, established infrastructure, and strategic position between the CBD and major employment centers contribute to its enduring appeal among owner-occupiers and investors alike.

Strengths

  • Prime riverside location with water access and scenic views
  • Strong proximity to Macquarie Park employment hub
  • Established family-friendly community with quality amenities
  • Diverse housing stock from character homes to modern developments

Opportunities

  • Planned infrastructure improvements including cycling paths
  • Potential for medium-density development near transport corridors
  • Growing demand from Macquarie Park workers seeking nearby housing
  • River precinct enhancement could boost property values

Considerations

  • Limited retail and dining options compared to larger centers
  • Dependence on bus transport with train station 2km away
  • Traffic congestion during peak hours on Morrison Road
  • Premium property prices may limit affordability for first home buyers

Property Market

Median House

$1.85M

+10.2% 1yr

Median Unit

$950K

+8.5% 1yr

Median Townhouse

$1.35M

Rent (House)

$980/wk

Rent (Unit)

$620/wk

Days on Market

38

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+10.2%+28.5%+45.8%
Unit+8.5%+24.2%+38.6%

Rental Yields

House Yield

2.8%

Unit Yield

3.4%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index52/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Putney at median house price

Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Annual rent income
$50,960

$980/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$91,490

Negatively geared

Tax benefit (39% MTR)
+$35,681

Reduces taxable income

After-tax holding cost
$55,809/yr

~$1,073/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.87M
Capital gain
$924,017
After discount
$462,009
CGT payable
$180,183

10-Year Hold

Est. value
$4.44M
Capital gain
$2.50M
After discount
$1.25M
CGT payable
$487,685

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.71%

Weekly holding cost

$1073/wk

10yr CGT (est.)

$487,685

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

42.0%

Dwelling Mix

Houses: 75%Units: 20%Townhouses: 5%Total: 1,680

Lifestyle & Community

Walkability72/100
Public Transport7/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

4

Hospitals

1

Distance to CBD

15.0 km

Nearest Station: Meadowbank Station

Relaxed riverside living with access to water activities, community events, local cafes, and recreational facilities, appealing to families and professionals seeking work-life balance.

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Data sourced from multiple sources. Last updated 28 March 2026.

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