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Peakhurst

NSW 2210LGA: Georges River Council

Investment Score

74

/100

AI Intelligence Summary

Peakhurst is a well-established residential suburb in the St George region, located 23km south of Sydney CBD within the Georges River Council area. This family-oriented community features a diverse mix of post-war brick homes and newer developments, attracting both established Australian families and multicultural communities. The suburb benefits from its proximity to the Georges River for recreational activities, quality local amenities including Peakhurst Park and Forest Road shopping strip, and convenient access to transport hubs at Mortdale and Riverwood stations. With predominantly detached housing and competitive rental demand, Peakhurst offers affordable family living in an established area with steady property growth. The community enjoys below-average crime rates, good school access including Peakhurst Public School, and easy connectivity to major shopping centers in Hurstville and Miranda. Infrastructure improvements through Georges River Council planning and proximity to the M5 motorway enhance regional connectivity, making it an attractive option for families seeking value in Sydney's established southern suburbs.

Strengths

  • Prime St George location with established community character
  • Proximity to Georges River offering recreational opportunities
  • Strong family demographics with multicultural diversity
  • Affordable housing options compared to inner Sydney

Opportunities

  • Georges River Council infrastructure development plans
  • Potential for housing renewal and modernization
  • Growing multicultural community driving local business growth
  • Waterfront proximity enhancing lifestyle appeal

Considerations

  • Limited direct rail connectivity requiring bus transfers
  • Competition from nearby established suburbs for amenities
  • Aging housing stock requiring maintenance and updates
  • Distance from Sydney CBD affecting commuter appeal

Property Market

Median House

$1.35M

+6.2% 1yr

Median Unit

$720K

+4.8% 1yr

Median Townhouse

$980K

Rent (House)

$830/wk

Rent (Unit)

$560/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+18.5%+32.8%
Unit+4.8%+15.2%+28.4%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score74/100
Growth Potential72/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index65/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Peakhurst at median house price

Standard transfer
$56,640
First Home Buyer
$56,640
Foreign buyer surcharge
$108,000

+8% surcharge

Annual rent income
$43,160

$830/wk

Interest (80% LVR @ 6.5%)
-$70,200
Other expenses (~2.5%)
-$33,750
Net rental position
-$60,790

Negatively geared

Tax benefit (39% MTR)
+$23,708

Reduces taxable income

After-tax holding cost
$37,082/yr

~$713/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.85M
Capital gain
$441,443
After discount
$220,722
CGT payable
$86,081

10-Year Hold

Est. value
$2.55M
Capital gain
$1.14M
After discount
$567,529
CGT payable
$221,336

Investor Quick Summary

Entry cost (stamp duty)

$56,640

After-tax yield

1.95%

Weekly holding cost

$713/wk

10yr CGT (est.)

$221,336

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

39

Median Income

$78K

per annum

Family Households

68.0%

Professionals

42.0%

University Educated

35.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 1,650

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

4

Hospitals

1

Distance to CBD

23.0 km

Nearest Station: Mortdale Station

Relaxed suburban lifestyle with river recreation, local parks, community sporting clubs, and convenient shopping access

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Data sourced from multiple sources. Last updated 28 March 2026.

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