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Peakhurst Heights

NSW 2210LGA: Georges River

Investment Score

72

/100

AI Intelligence Summary

Peakhurst Heights is a well-established, family-oriented residential suburb in the Georges River Council area, approximately 23km south of Sydney CBD. The suburb is characterized by predominantly detached homes on generous blocks, attracting middle-income families and established households seeking affordable housing options in a quiet, community-focused environment. With close proximity to the Georges River and quality recreational facilities, residents enjoy a relaxed lifestyle with access to parks, sporting clubs, and well-regarded local schools. The area features a strong multicultural community with significant Lebanese, Greek, and Italian heritage populations. While the suburb lacks direct rail access, it benefits from good bus connectivity to major transport hubs and maintains excellent road access to arterials. The property market has shown steady growth aligned with broader Sydney trends, with the suburb offering more affordable housing compared to inner Sydney areas. Strong community amenities, low crime rates, and family-friendly infrastructure make it particularly attractive to first-home buyers and families seeking value in an established neighborhood.

Strengths

  • Affordable housing options compared to inner Sydney suburbs
  • Strong family-oriented community with established neighborhoods
  • Close proximity to Georges River with excellent recreational opportunities
  • Quality local schools and educational facilities

Opportunities

  • Potential for property value growth as Sydney expands southward
  • Infrastructure improvements planned for broader St George region
  • Growing demand from first-home buyers seeking affordability
  • Enhanced bus services and active transport links in development

Considerations

  • No direct rail access requiring reliance on bus services
  • Car dependency for most daily activities and commuting
  • Limited local shopping and dining options
  • Longer commute times to Sydney CBD compared to inner suburbs

Property Market

Median House

$1.28M

+5.2% 1yr

Median Unit

$710K

+4.8% 1yr

Median Townhouse

$980K

Rent (House)

$780/wk

Rent (Unit)

$560/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+32.8%
Unit+4.8%+16.2%+28.5%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Peakhurst Heights at median house price

Standard transfer
$52,790
First Home Buyer
$52,790
Foreign buyer surcharge
$102,400

+8% surcharge

Annual rent income
$40,560

$780/wk

Interest (80% LVR @ 6.5%)
-$66,560
Other expenses (~2.5%)
-$32,000
Net rental position
-$58,000

Negatively geared

Tax benefit (39% MTR)
+$22,620

Reduces taxable income

After-tax holding cost
$35,380/yr

~$680/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.76M
Capital gain
$419,467
After discount
$209,733
CGT payable
$81,796

10-Year Hold

Est. value
$2.42M
Capital gain
$1.08M
After discount
$538,558
CGT payable
$210,038

Investor Quick Summary

Entry cost (stamp duty)

$52,790

After-tax yield

1.95%

Weekly holding cost

$680/wk

10yr CGT (est.)

$210,038

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,850

Median Age

42

Median Income

$82K

per annum

Family Households

58.0%

Professionals

42.0%

University Educated

32.0%

Unemployment

4.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 82%Units: 12%Townhouses: 6%Total: 1,150

Lifestyle & Community

Walkability45/100
Public Transport5/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

1

Distance to CBD

23.0 km

Nearest Station: Mortdale Station

Quiet suburban living with access to river recreation, local parks, sporting clubs, and community activities. Family-friendly environment with emphasis on outdoor activities and community engagement.

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Data sourced from multiple sources. Last updated 28 March 2026.

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