All Suburbs

Parramatta

NSW 2150LGA: City of Parramatta

Investment Score

84

/100

Property Market

Median House

$1.45M

+9.2% 1yr

Median Unit

$620K

+7.8% 1yr

Rent (House)

$975/wk

Rent (Unit)

$572/wk

Days on Market

22

Vacancy Rate

2.8%

Auction Clearance

68.5%

Price Growth

Type1 Year3 Year5 Year
House+9.2%+38.5%
Unit+7.8%+28.2%

Rental Yields

House Yield

3.5%

Unit Yield

4.8%

Investment Scorecard

Overall Investment Score84/100
Growth Potential90/100
Cashflow Score72/100
Risk Score (lower = safer)70/100
Affordability Index45/100

Tax & Financial Intelligence

CPA-grade analysis for Parramatta at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$50,700

$975/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$60,950

Negatively geared

Tax benefit (39% MTR)
+$23,771

Reduces taxable income

After-tax holding cost
$37,180/yr

~$715/week

Based on 7.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.10M
Capital gain
$581,709
After discount
$290,855
CGT payable
$113,433

10-Year Hold

Est. value
$3.04M
Capital gain
$1.53M
After discount
$762,587
CGT payable
$297,409

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

2.13%

Weekly holding cost

$715/wk

10yr CGT (est.)

$297,409

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

32,200

Median Age

32

Median Income

$62K

per annum

Lifestyle & Community

Walkability85/100
Public Transport90/10
Schools Rating75/10

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Data sourced from multiple sources. Last updated 24 March 2026.

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