Parramatta
Investment Score
84
/100
Property Market
$1.45M
+9.2% 1yr
$620K
+7.8% 1yr
$975/wk
$572/wk
22
2.8%
68.5%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +9.2% | — | +38.5% |
| Unit | +7.8% | — | +28.2% |
Rental Yields
House Yield
3.5%
Unit Yield
4.8%
Investment Scorecard
Tax & Financial Intelligence
CPA-grade analysis for Parramatta at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
$975/wk
Negatively geared
Reduces taxable income
~$715/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $13,620
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 7.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
2.13%
Weekly holding cost
$715/wk
10yr CGT (est.)
$297,409
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
32,200
32
$62K
per annum
Lifestyle & Community
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Data sourced from multiple sources. Last updated 11 April 2026.