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Oxley Park

NSW 2760LGA: City of Penrith

Investment Score

76

/100

AI Intelligence Summary

Oxley Park is an emerging suburb in Western Sydney's Penrith LGA, representing excellent value for first-home buyers and investors seeking affordable entry into the Sydney property market. Established primarily post-2010, this family-oriented community features predominantly newer housing stock including detached homes and townhouses. The suburb attracts young families and professionals drawn by competitive property prices, quality infrastructure including NBN connectivity, and proximity to Penrith CBD. While currently car-dependent with limited direct public transport, residents benefit from good road connections and planned Western Sydney infrastructure improvements. The culturally diverse community, anchored by Oxley Park Public School and local amenities, offers a suburban lifestyle with urban conveniences. Property values have demonstrated steady growth over five years, supported by strong rental demand from the area's employment proximity and ongoing development. Investment fundamentals remain solid with healthy rental yields and increasing buyer interest as Western Sydney continues expanding.

Strengths

  • Affordable entry point into Sydney property market
  • Predominantly newer housing stock built post-2010
  • Strong rental demand from proximity to employment hubs
  • Steady property value growth over past 5 years

Opportunities

  • Planned Western Sydney infrastructure improvements
  • Continued population growth driving demand
  • Potential transport upgrades as region develops
  • Growing local retail and services sector

Considerations

  • Limited direct public transport options
  • Car dependency for most daily activities
  • Distance from Sydney CBD
  • Limited local employment opportunities

Property Market

Median House

$720K

+8.5% 1yr

Median Unit

$485K

+6.8% 1yr

Median Townhouse

$650K

Rent (House)

$580/wk

Rent (Unit)

$475/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.8%+18.5%+38.0%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.4%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)68/100
Affordability Index68/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Oxley Park at median house price

Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Annual rent income
$30,160

$580/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$25,280

Negatively geared

Tax benefit (39% MTR)
+$9,859

Reduces taxable income

After-tax holding cost
$15,421/yr

~$297/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.11M
Capital gain
$357,279
After discount
$178,640
CGT payable
$69,669

10-Year Hold

Est. value
$1.70M
Capital gain
$953,972
After discount
$476,986
CGT payable
$186,025

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.56%

Weekly holding cost

$297/wk

10yr CGT (est.)

$186,025

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

32

Median Income

$78K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

5.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 65%Units: 15%Townhouses: 20%Total: 1,650

Lifestyle & Community

Walkability55/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

4

Hospitals

1

Distance to CBD

55.0 km

Nearest Station: St Marys Station

Suburban family lifestyle with parks, local amenities, and community events

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Data sourced from multiple sources. Last updated 28 March 2026.

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