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Oxford Falls

NSW 2100LGA: Northern Beaches

Investment Score

78

/100

AI Intelligence Summary

Oxford Falls is a premium, low-density suburb in Sydney's Northern Beaches, renowned for its natural bushland setting and family-oriented lifestyle. Located approximately 25km northeast of Sydney CBD, this exclusive enclave offers large residential blocks surrounded by pristine natural reserves, creating a unique balance between urban convenience and natural tranquility. The suburb attracts affluent professionals and families seeking privacy, space, and proximity to quality beaches, with median house prices reflecting its premium positioning in the Northern Beaches market. Oxford Falls benefits from excellent educational facilities, strong community networks, and convenient access to Warringah Mall and local amenities. The area's limited housing stock and strict development controls maintain its exclusive character while contributing to strong property value stability. With the nearby Northern Beaches Hospital enhancing local infrastructure and ongoing transport improvements, Oxford Falls represents one of the Northern Beaches' most sought-after residential addresses for those prioritizing lifestyle, natural beauty, and long-term capital growth potential.

Strengths

  • Premium natural bushland setting with large residential blocks
  • Strong sense of community and family-oriented demographic
  • Proximity to quality beaches and recreational facilities
  • Access to excellent educational facilities both public and private

Opportunities

  • Ongoing Northern Beaches infrastructure improvements
  • Potential for premium property developments on larger blocks
  • Growing demand for lifestyle-focused suburbs post-COVID
  • Enhanced bus connectivity planned for the region

Considerations

  • Limited public transport connectivity
  • Higher property prices limiting affordability
  • Restricted development opportunities due to bushland zoning
  • Distance from Sydney CBD for daily commuters

Property Market

Median House

$2.85M

+8.5% 1yr

Median Unit

$1.45M

+6.8% 1yr

Median Townhouse

$2.10M

Rent (House)

$1,550/wk

Rent (Unit)

$1,200/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.3%+45.2%
Unit+6.8%+18.5%+38.7%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Oxford Falls at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.39M
Capital gain
$1.39M
After discount
$694,870
CGT payable
$270,999

10-Year Hold

Est. value
$6.77M
Capital gain
$3.77M
After discount
$1.88M
CGT payable
$734,837

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$734,837

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 85%Units: 10%Townhouses: 5%Total: 1,250

Lifestyle & Community

Walkability35/100
Public Transport4/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

25.0 km

Nearest Station: Chatswood Station

Premium lifestyle combining natural bushland tranquility with convenient access to beaches, quality dining, shopping at Warringah Mall, and recreational facilities.

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Data sourced from multiple sources. Last updated 28 March 2026.

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