Oatley
Investment Score
78
/100
AI Intelligence Summary
Oatley, located 23 kilometers south of the Sydney CBD, is a highly sought-after suburb that offers a unique blend of natural beauty, excellent schools, and a strong sense of community. With a median house price of $1,350,000 and a median unit price of $680,000, Oatley is an attractive option for both families and investors. The suburb's high schools rating of 8.0/10 and safety rating of 8.0/10 make it an ideal location for families, while its investment score of 78.0/100 and growth potential of 75.0/100 make it a compelling choice for investors. The suburb's walkability score of 65.0/100 and proximity to public transport options also make it an attractive option for those who value convenience and accessibility. With a median income of $95,000 and a low vacancy rate of 1.8%, Oatley is a suburb that is in high demand, and its rental yield of 2.8% makes it an attractive option for investors looking to generate a steady income stream.
Strengths
- •Highly regarded schools with a rating of 8.0/10
- •Strong sense of community with a population of 6,800
- •Excellent safety record with a safety rating of 8.0/10
- •Attractive investment option with an investment score of 78.0/100
Opportunities
- •Potential for renovation and redevelopment of existing properties to increase value
- •Growing demand for rental properties driven by proximity to schools and public transport
- •Opportunity for investors to capitalize on the suburb's high growth potential and strong investment score
Considerations
- •Limited affordability for first-home buyers due to high median house price
- •Traffic congestion during peak hours due to proximity to major roads
- •Limited entertainment and dining options compared to other suburbs
Property Market
$1.35M
+8.5% 1yr
$680K
+6.8% 1yr
$950K
$720/wk
$550/wk
32
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +28.2% | +45.8% |
| Unit | +6.8% | +22.5% | +38.2% |
Rental Yields
House Yield
2.8%
Unit Yield
4.2%
Townhouse Yield
3.1%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Oatley at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
$720/wk
Negatively geared
Reduces taxable income
~$780/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $12,660
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$56,640
After-tax yield
1.71%
Weekly holding cost
$780/wk
10yr CGT (est.)
$356,806
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
6,800
42
$95K
per annum
68.0%
52.0%
45.0%
3.2%
32.0%
Dwelling Mix
Lifestyle & Community
12
8
1
23.0 km
Nearest Station: Oatley Railway Station
Family-oriented lifestyle with emphasis on outdoor recreation, community events, and proximity to both natural amenities and urban conveniences.
Interested in Oatley?
Get a personalised buyer brief with AI-powered property intelligence for this suburb.
Request Your Free Buyer BriefClose Form
See What ASPIRE Has Found For You
Get a personalised preview of what our AI intelligence has identified for your situation — in seconds.
Data sourced from multiple sources. Last updated 19 April 2026.