All Suburbs

Oatlands

NSW 2117LGA: City of Parramatta

Investment Score

78

/100

AI Intelligence Summary

Oatlands is a prestigious family-oriented suburb in the Hills District, located 25km northwest of Sydney CBD. Known for its excellent schools, established character, and strong community feel, the suburb attracts affluent families seeking quality amenities and educational opportunities. The area features predominantly detached housing on generous blocks, with the Oatlands Golf Club serving as a community focal point. Property values have remained resilient, supported by consistent demand from families drawn to the suburb's school catchments and lifestyle offerings. The multicultural community, particularly strong Asian-Australian representation, contributes to the area's vibrant character. With excellent connectivity via M2 and M7 motorways, plus established bus networks to Parramatta, Oatlands offers both suburban tranquility and urban accessibility. The suburb benefits from mature infrastructure, quality recreational facilities, and strong community groups, making it highly sought-after among families and investors alike.

Strengths

  • Highly regarded public and private schools with excellent catchments
  • Established premium suburb with strong community character
  • Excellent transport connectivity to CBD and Parramatta via motorways
  • Low crime rates and family-friendly environment

Opportunities

  • Potential Sydney Metro West connectivity improvements
  • Parramatta Light Rail Stage 2 may enhance accessibility
  • Continued demand from families seeking quality education
  • Infrastructure upgrades supporting property values

Considerations

  • High property prices limiting affordability for first-time buyers
  • Limited public transport options compared to train-serviced suburbs
  • Restricted new housing supply due to established nature
  • Traffic congestion during peak periods on major roads

Property Market

Median House

$1.85M

+4.2% 1yr

Median Unit

$920K

+3.8% 1yr

Median Townhouse

$1.35M

Rent (House)

$950/wk

Rent (Unit)

$720/wk

Days on Market

38

Vacancy Rate

1.2%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+35.8%
Unit+3.8%+15.2%+28.4%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Oatlands at median house price

Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Annual rent income
$49,400

$950/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$93,050

Negatively geared

Tax benefit (39% MTR)
+$36,290

Reduces taxable income

After-tax holding cost
$56,761/yr

~$1,092/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.61M
Capital gain
$670,789
After discount
$335,394
CGT payable
$130,804

10-Year Hold

Est. value
$3.69M
Capital gain
$1.75M
After discount
$875,313
CGT payable
$341,372

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.71%

Weekly holding cost

$1092/wk

10yr CGT (est.)

$341,372

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

6,800

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 78%Units: 15%Townhouses: 7%Total: 2,650

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

8

Hospitals

1

Distance to CBD

25.0 km

Nearest Station: Dundas Station

Family-oriented lifestyle with quality schools, recreational facilities, golf course, parks, and strong community groups supporting active local engagement.

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Data sourced from multiple sources. Last updated 28 March 2026.

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