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Oakhurst

NSW 2761LGA: Blacktown City

Investment Score

72

/100

AI Intelligence Summary

Oakhurst (2761) presents as a practical and increasingly attractive outer-western Sydney market with a balanced mix of affordability, liveability, and investment appeal. With a median house price of $720,000 and a median unit price of $520,000, it sits well below the entry points of many Sydney suburbs while still offering access to the broader metropolitan economy, approximately 38km from the CBD. That positioning makes it appealing to first-home buyers, young families, and investors seeking a value-oriented suburb with room for continued capital growth. The local population of 4,200 suggests a smaller, community-focused area rather than a high-density urban environment, which can support stable demand from owner-occupiers who prioritise space, familiarity, and a quieter lifestyle. A walkability score of 65/100 indicates a reasonably convenient suburb for daily needs, while the schools rating of 7/10 and safety rating of 7/10 strengthen its family appeal. From an investment perspective, Oakhurst rates solidly, with an investment score of 72/100 and growth potential of 75/100, pointing to a market that is not speculative but still has upside. The rental yield for houses at 4.8% is respectable for Sydney, and the low vacancy rate of 2.1% indicates healthy tenant demand and limited rental oversupply. Combined with a median income of $68,000, the suburb appears accessible to a broad buyer base, which is important for resale depth and rental consistency. Overall, Oakhurst is best viewed as a value-driven growth market: not a premium blue-chip address, but a suburb with credible fundamentals, steady renter demand, and a supportive outlook for medium-term capital appreciation.

Strengths

  • Affordable entry price relative to greater Sydney, especially for house buyers
  • Strong rental demand supported by a low vacancy rate of 2.1%
  • Solid rental yield for houses at 4.8%
  • Good growth potential and above-average investment score

Opportunities

  • Potential for capital growth as western Sydney continues to mature and attract demand
  • Strong opportunity for investors targeting low-vacancy, income-producing houses
  • Appeal to first-home buyers seeking a more affordable Sydney market with growth upside
  • Potential unit-market value for buyers priced out of houses but wanting suburb exposure

Considerations

  • Distance of 38km to the Sydney CBD may limit appeal for some city commuters
  • Smaller population can mean fewer immediate lifestyle amenities than larger suburbs
  • House prices may face affordability pressure if local income growth remains modest
  • Walkability is decent but not exceptional, so car dependency may still be common

Property Market

Median House

$720K

+4.2% 1yr

Median Unit

$520K

+3.8% 1yr

Median Townhouse

$650K

Rent (House)

$650/wk

Rent (Unit)

$520/wk

Days on Market

35

Vacancy Rate

2.1%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+15.8%+28.5%
Unit+3.8%+12.5%+22.8%

Rental Yields

House Yield

4.8%

Unit Yield

5.2%

Townhouse Yield

4.9%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score78/100
Risk Score (lower = safer)68/100
Affordability Index75/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Oakhurst at median house price

Stamp Duty Estimate
Standard transfer
$26,930
First Home Buyer
Exempt

Save $26,930

Foreign buyer surcharge
$57,600

+8% surcharge

Negative Gearing Position
Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$37,440
Other expenses (~2.5%)
-$18,000
Net rental position
-$21,640

Negatively geared

Tax benefit (39% MTR)
+$8,440

Reduces taxable income

After-tax holding cost
$13,200/yr

~$254/week

Land Tax Exposure
Est. land value
$432,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $6,612

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 5.7% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$949,965
Capital gain
$199,435
After discount
$99,717
CGT payable
$38,890

10-Year Hold

Est. value
$1.25M
Capital gain
$502,849
After discount
$251,424
CGT payable
$98,056

Investor Quick Summary

Entry cost (stamp duty)

$26,930

After-tax yield

2.93%

Weekly holding cost

$254/wk

10yr CGT (est.)

$98,056

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

4,200

Median Age

33

Median Income

$68K

per annum

Family Households

68.0%

Professionals

35.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 75%Units: 15%Townhouses: 10%Total: 1,680

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

8

Hospitals

1

Distance to CBD

38.0 km

Nearest Station: Blacktown Station

Suburban family lifestyle with access to parks, recreational facilities, shopping centers, and community amenities

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Data sourced from multiple sources. Last updated 27 April 2026.

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