All Suburbs

Northwood

NSW 2066LGA: Lane Cove

Investment Score

78

/100

AI Intelligence Summary

Northwood NSW 2066 is a prestigious residential suburb located on Sydney's highly sought-after Lower North Shore, approximately 15km northwest of the Sydney CBD. This established family-oriented community is characterized by quality housing stock, predominantly detached homes on generous blocks, and strong proximity to excellent educational facilities and amenities. The suburb benefits from its strategic location within the Lane Cove Council area, offering residents easy access to Chatswood's major shopping and transport hub while maintaining a quiet, leafy residential character. With higher than average household incomes and strong representation of professional workers, Northwood attracts families seeking a premium lifestyle with excellent schools, parks, and recreational facilities including nearby Lane Cove National Park. The property market reflects the suburb's desirability, with strong capital growth driven by limited supply and consistent demand from families and professionals seeking quality Lower North Shore living.

Strengths

  • Prime Lower North Shore location with excellent access to Sydney CBD
  • Proximity to highly regarded public and private schools
  • Established family-friendly community with quality infrastructure
  • Strong property market performance and capital growth potential

Opportunities

  • Continued infrastructure improvements in North Shore transport corridor
  • Potential for property renovations and improvements on larger blocks
  • Growing demand from professionals working in North Sydney and CBD
  • Development of nearby Chatswood as a major commercial hub

Considerations

  • High property prices limiting affordability for first-time buyers
  • Limited new development opportunities due to established nature
  • Competition for quality properties in the area
  • Higher cost of living compared to outer suburban areas

Property Market

Median House

$2.85M

+8.2% 1yr

Median Unit

$1.45M

+6.8% 1yr

Median Townhouse

$2.20M

Rent (House)

$1,550/wk

Rent (Unit)

$950/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+24.5%+42.8%
Unit+6.8%+20.2%+35.6%

Rental Yields

House Yield

2.8%

Unit Yield

3.4%

Townhouse Yield

3.0%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Northwood at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.30M
Capital gain
$1.29M
After discount
$646,947
CGT payable
$252,309

10-Year Hold

Est. value
$6.48M
Capital gain
$3.48M
After discount
$1.74M
CGT payable
$677,846

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$677,846

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 78%Units: 18%Townhouses: 4%Total: 1,280

Lifestyle & Community

Walkability68/100
Public Transport7/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

6

Hospitals

2

Distance to CBD

15.0 km

Nearest Station: Chatswood Station

Premium family lifestyle with access to quality schools, parks, recreational facilities, and easy commuting to Sydney CBD and North Shore commercial centres.

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Data sourced from multiple sources. Last updated 28 March 2026.

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