All Suburbs

North Wahroonga

NSW 2076LGA: Ku-ring-gai

Investment Score

78

/100

AI Intelligence Summary

North Wahroonga is an exclusive, low-density suburb on Sydney's prestigious Upper North Shore, characterized by expansive family homes on large blocks averaging 1,850 sqm. With a small population of 850 residents and a median household income of $185,000, it represents one of the most affluent residential enclaves in the Ku-ring-gai LGA. The suburb attracts high-achieving professionals and families seeking privacy, prestige, and proximity to quality education, including Knox Grammar and Abbotsleigh. Property values reflect this exclusivity, with median house prices of $3.85 million and strong long-term capital growth of 45.8% over five years. The area benefits from excellent transport links via Wahroonga Station, access to Ku-ring-gai Chase National Park, and a family-friendly environment with minimal crime. Limited housing stock and low turnover rates create scarcity value, while the established infrastructure and premium location ensure continued demand from affluent buyers seeking a prestigious address within commuting distance of Sydney's CBD.

Strengths

  • Prestigious Upper North Shore location with exclusive residential character
  • Exceptional property values with median house prices of $3.85 million
  • Large residential blocks averaging 1,850 sqm offering privacy and space
  • Proximity to elite educational institutions including Knox Grammar and Abbotsleigh

Opportunities

  • Potential for luxury home renovations and extensions on large blocks
  • Growing demand for premium family homes from high-net-worth individuals
  • Infrastructure improvements enhancing connectivity to Sydney CBD
  • Scarcity value driving continued price appreciation

Considerations

  • Extremely high property prices limiting market accessibility
  • Limited housing stock with only 18 sales in the last 12 months
  • Low rental yields of 2.8% for houses reducing investment appeal
  • Limited commercial amenities requiring travel for shopping and dining

Property Market

Median House

$3.85M

+8.2% 1yr

Median Unit

$1.45M

+6.8% 1yr

Median Townhouse

$2.65M

Rent (House)

$2,100/wk

Rent (Unit)

$980/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.2%+22.5%+45.8%
Unit+6.8%+18.2%+38.5%

Rental Yields

House Yield

2.8%

Unit Yield

3.5%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index42/100

Demand/Supply Ratio: 2.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for North Wahroonga at median house price

Standard transfer
$197,350
First Home Buyer
$197,350
Foreign buyer surcharge
$308,000

+8% surcharge

Annual rent income
$109,200

$2100/wk

Interest (80% LVR @ 6.5%)
-$200,200
Other expenses (~2.5%)
-$96,250
Net rental position
-$187,250

Negatively geared

Tax benefit (39% MTR)
+$73,028

Reduces taxable income

After-tax holding cost
$114,223/yr

~$2,197/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$5.97M
Capital gain
$1.90M
After discount
$950,353
CGT payable
$370,638

10-Year Hold

Est. value
$9.25M
Capital gain
$5.18M
After discount
$2.59M
CGT payable
$1.01M

Investor Quick Summary

Entry cost (stamp duty)

$197,350

After-tax yield

1.71%

Weekly holding cost

$2197/wk

10yr CGT (est.)

$1.01M

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

850

Median Age

45

Median Income

$185K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

2.1%

Born Overseas

35.0%

Dwelling Mix

Houses: 88%Units: 8%Townhouses: 4%Total: 320

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

8

Hospitals

1

Distance to CBD

28.0 km

Nearest Station: Wahroonga Station

Relaxed suburban lifestyle with access to bushwalking, quality schools, and village amenities in nearby Wahroonga

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Data sourced from multiple sources. Last updated 28 March 2026.

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