All Suburbs

North Rocks

NSW 2151LGA: City of Parramatta

Investment Score

78

/100

AI Intelligence Summary

North Rocks is an established residential suburb in Sydney's Hills District, located approximately 25km northwest of the CBD. Known for its family-friendly atmosphere and quality educational facilities, the suburb features predominantly detached houses on generous blocks with some townhouses and units. The area benefits from proximity to excellent schools including North Rocks Public School and nearby Carlingford High School, making it particularly attractive to families. The suburb offers a strong community feel with local parks, sporting clubs, and the North Rocks Shopping Centre providing essential services. While public transport relies primarily on bus connections to major centres like Parramatta, the area benefits from the broader Hills District infrastructure improvements and proximity to the Sydney Metro Northwest corridor. Property values reflect the suburb's desirable family-oriented character and educational amenities, with the market influenced by broader Sydney trends and the established nature of the area limiting new development opportunities.

Strengths

  • Excellent educational facilities with highly regarded local schools
  • Strong family-oriented community with established neighbourhood feel
  • Quality housing stock predominantly featuring detached homes on good-sized blocks
  • Convenient location in the desirable Hills District with good road access

Opportunities

  • Continued benefit from Sydney Metro Northwest corridor improvements
  • Potential for property value growth as Hills District continues to develop
  • Growing demand from families seeking quality school zones
  • Infrastructure improvements in the broader Hills District

Considerations

  • Limited direct rail access requiring reliance on bus transport
  • Higher property prices may limit affordability for first-home buyers
  • Limited new development opportunities due to established suburb character
  • Distance from CBD may impact commuting convenience for some workers

Property Market

Median House

$1.65M

+8.5% 1yr

Median Unit

$850K

+6.2% 1yr

Median Townhouse

$1.20M

Rent (House)

$1,050/wk

Rent (Unit)

$670/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.2%+18.5%+38.0%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score65/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for North Rocks at median house price

Standard transfer
$73,140
First Home Buyer
$73,140
Foreign buyer surcharge
$132,000

+8% surcharge

Annual rent income
$54,600

$1050/wk

Interest (80% LVR @ 6.5%)
-$85,800
Other expenses (~2.5%)
-$41,250
Net rental position
-$72,450

Negatively geared

Tax benefit (39% MTR)
+$28,256

Reduces taxable income

After-tax holding cost
$44,195/yr

~$850/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.54M
Capital gain
$807,340
After discount
$403,670
CGT payable
$157,431

10-Year Hold

Est. value
$3.91M
Capital gain
$2.17M
After discount
$1.09M
CGT payable
$424,078

Investor Quick Summary

Entry cost (stamp duty)

$73,140

After-tax yield

1.95%

Weekly holding cost

$850/wk

10yr CGT (est.)

$424,078

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

42

Median Income

$98K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.8%

Born Overseas

38.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 1,680

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

6

Hospitals

1

Distance to CBD

25.0 km

Nearest Station: Carlingford Station

Family-focused lifestyle with excellent schools, parks, local shopping, and community sporting facilities. The area offers a suburban feel with convenient access to major centres and good recreational opportunities for all ages.

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Data sourced from multiple sources. Last updated 28 March 2026.

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