North Richmond
Investment Score
72
/100
AI Intelligence Summary
North Richmond is a small rural town in the Hawkesbury region of NSW, offering a peaceful semi-rural lifestyle approximately 65km northwest of Sydney CBD. The suburb is characterized by predominantly detached houses on larger blocks, attracting families and older residents seeking an escape from metropolitan density while maintaining reasonable access to Sydney. The community benefits from proximity to the Hawkesbury River, Richmond RAAF Base, and the historic town of Richmond, providing employment and amenities. Property prices remain significantly below Sydney averages, making it an affordable option for first-home buyers and investors. The area features North Richmond Public School, local parks, and sporting facilities, though residents are largely car-dependent with limited public transport options. The suburb's rural zoning restricts high-density development, preserving its character while potentially limiting growth. With stable population growth and strong community atmosphere, North Richmond appeals to those prioritizing lifestyle over urban convenience, supported by NBN connectivity and access via Bells Line of Road.
Strengths
- •Affordable property prices well below Sydney metropolitan average
- •Rural lifestyle with larger block sizes and semi-rural character
- •Close-knit community atmosphere with strong local connections
- •Proximity to Hawkesbury River and natural recreational opportunities
Opportunities
- •Potential for lifestyle property development on larger blocks
- •Growing interest in regional living post-COVID
- •Tourism development leveraging river and rural attractions
- •Infrastructure improvements through regional development programs
Considerations
- •Limited public transport options requiring car dependency
- •Restricted local shopping and commercial amenities
- •Rural zoning limiting development and growth potential
- •Distance from major employment centers and CBD
Property Market
$750K
+4.2% 1yr
$485K
+3.8% 1yr
$610/wk
$475/wk
38
2.1%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +4.2% | +18.5% | +32.8% |
| Unit | +3.8% | +16.2% | +28.5% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Investment Scorecard
Demand/Supply Ratio: 1.20
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for North Richmond at median house price
Save $28,280
+8% surcharge
$610/wk
Negatively geared
Reduces taxable income
~$305/week
Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$28,280
After-tax yield
2.56%
Weekly holding cost
$305/wk
10yr CGT (est.)
$123,586
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
1,850
42
$68K
per annum
72.0%
32.0%
28.0%
4.2%
22.0%
Dwelling Mix
Lifestyle & Community
3
4
65.0 km
Nearest Station: Richmond Station
Peaceful rural living with river access, outdoor recreation, and community events
Interested in North Richmond?
Get a personalised buyer brief with AI-powered property intelligence for this suburb.
Data sourced from multiple sources. Last updated 28 March 2026.