North Richmond
Investment Score
72
/100
AI Intelligence Summary
North Richmond, NSW 2754, is a semi-rural suburb located approximately 65 km northwest of Sydney’s CBD. With a population of around 1,850, North Richmond offers a peaceful, community-oriented lifestyle that appeals to families, retirees, and those seeking a quieter alternative to city living. The suburb is characterised by its spacious properties, leafy streets, and proximity to the Hawkesbury River and Blue Mountains, making it ideal for outdoor enthusiasts and those who value natural surroundings. The local property market is relatively affordable compared to Sydney’s inner suburbs, with a median house price of $750,000 and a median unit price of $485,000. This affordability, combined with a solid rental yield of 4.2% and a low vacancy rate of 2.1%, makes North Richmond an attractive option for both homebuyers and investors. The suburb’s investment score of 72/100 and growth potential of 68/100 indicate steady demand and room for future capital appreciation, particularly as infrastructure and amenities continue to improve. North Richmond’s safety rating is notably high at 8.0/10, contributing to its appeal for families and those prioritising a secure environment. The area’s schools receive a moderate rating of 6.0/10, providing satisfactory educational options, though there is room for improvement. The median household income of $68,000 reflects a stable, middle-income demographic. While North Richmond offers a tranquil lifestyle, its walkability score of 35/100 suggests limited access to amenities on foot, and residents may rely on cars for daily needs. However, ongoing development and the suburb’s proximity to larger centres like Richmond and Windsor provide access to broader services and employment opportunities. Overall, North Richmond presents a balanced mix of lifestyle appeal, affordability, and investment potential, making it a suburb to watch for both owner-occupiers and investors.
Strengths
- •Affordable median house and unit prices compared to Sydney averages
- •High safety rating, fostering a secure community environment
- •Strong rental yield and low vacancy rate, appealing to investors
- •Proximity to natural attractions like the Hawkesbury River and Blue Mountains
Opportunities
- •Potential for capital growth as infrastructure and amenities expand
- •Appeal to renters and investors due to strong yields and low vacancy
- •Scope for improvement in local schools and services to attract more families
Considerations
- •Low walkability score, requiring reliance on private transport
- •Moderate school ratings, with room for educational improvement
- •Distance from Sydney CBD may limit access to some employment and cultural opportunities
Property Market
$750K
+4.2% 1yr
$485K
+3.8% 1yr
$610/wk
$475/wk
38
2.1%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +4.2% | +18.5% | +32.8% |
| Unit | +3.8% | +16.2% | +28.5% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Investment Scorecard
Demand/Supply Ratio: 1.20
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for North Richmond at median house price
Stamp Duty Estimate
Save $28,280
+8% surcharge
Negative Gearing Position
$610/wk
Negatively geared
Reduces taxable income
~$305/week
Land Tax Exposure
~60% of median price
Below threshold
Annual: $6,900
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$28,280
After-tax yield
2.56%
Weekly holding cost
$305/wk
10yr CGT (est.)
$123,586
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
1,850
42
$68K
per annum
72.0%
32.0%
28.0%
4.2%
22.0%
Dwelling Mix
Lifestyle & Community
3
4
65.0 km
Nearest Station: Richmond Station
Peaceful rural living with river access, outdoor recreation, and community events
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Data sourced from multiple sources. Last updated 26 April 2026.