All Suburbs

North Parramatta

NSW 2151LGA: City of Parramatta

Investment Score

78

/100

AI Intelligence Summary

North Parramatta is a highly sought-after inner-western Sydney suburb located just 2km from Parramatta CBD, offering excellent connectivity and urban convenience. The area has experienced significant transformation with new apartment developments complementing established housing stock, creating a diverse residential landscape. The suburb attracts young professionals and families drawn to its proximity to employment hubs, quality schools including the well-regarded North Parramatta Public School, and abundant recreational facilities including Parramatta Park and river foreshore access. With a multicultural population where 55-60% of residents were born overseas, the community enjoys diverse dining options and cultural amenities. Strong transport links via multiple bus routes and walking distance to Parramatta station make it highly accessible, while Westfield Parramatta provides comprehensive shopping and entertainment. The property market remains robust with strong rental demand and steady capital growth, supported by ongoing infrastructure investment as part of Greater Parramatta's urban renewal.

Strengths

  • Excellent transport connectivity to Parramatta CBD and Sydney
  • Walking distance to Parramatta Park and river recreation
  • Strong multicultural community with diverse amenities
  • Quality local schools and educational facilities

Opportunities

  • Benefit from Greater Parramatta growth initiatives
  • Potential for further apartment development
  • Growing cafe and restaurant scene
  • Infrastructure improvements enhancing connectivity

Considerations

  • Higher population density due to apartment developments
  • Limited parking in newer residential complexes
  • Increasing development pressure on character housing
  • Competition for quality rental properties

Property Market

Median House

$1.18M

+5.2% 1yr

Median Unit

$700K

+6.8% 1yr

Median Townhouse

$950K

Rent (House)

$720/wk

Rent (Unit)

$550/wk

Days on Market

32

Vacancy Rate

2.1%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+35.8%
Unit+6.8%+22.1%+42.3%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score75/100
Risk Score (lower = safer)75/100
Affordability Index65/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for North Parramatta at median house price

Standard transfer
$47,630
First Home Buyer
$47,630
Foreign buyer surcharge
$94,400

+8% surcharge

Annual rent income
$37,440

$720/wk

Interest (80% LVR @ 6.5%)
-$61,360
Other expenses (~2.5%)
-$29,500
Net rental position
-$53,420

Negatively geared

Tax benefit (39% MTR)
+$20,834

Reduces taxable income

After-tax holding cost
$32,586/yr

~$627/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.67M
Capital gain
$433,892
After discount
$216,946
CGT payable
$84,609

10-Year Hold

Est. value
$2.36M
Capital gain
$1.12M
After discount
$561,327
CGT payable
$218,917

Investor Quick Summary

Entry cost (stamp duty)

$47,630

After-tax yield

1.95%

Weekly holding cost

$627/wk

10yr CGT (est.)

$218,917

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

33

Median Income

$78K

per annum

Family Households

62.0%

Professionals

48.0%

University Educated

42.0%

Unemployment

4.2%

Born Overseas

57.0%

Dwelling Mix

Houses: 45%Units: 48%Townhouses: 7%Total: 1,450

Lifestyle & Community

Walkability75/100
Public Transport8/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

12

Parks

5

Hospitals

1

Distance to CBD

24.0 km

Nearest Station: Parramatta Station

Urban convenience with recreational access - riverside walks, park activities, diverse dining, cultural events, and easy access to major shopping and entertainment venues.

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Data sourced from multiple sources. Last updated 28 March 2026.

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