North Narrabeen
Investment Score
78
/100
AI Intelligence Summary
North Narrabeen, located 28 kilometres from the Sydney CBD, is a highly sought-after suburb that offers a unique blend of lifestyle, market position, and investment potential. With a median house price of $2,850,000 and a median unit price of $1,650,000, this suburb is ideal for high-end buyers and investors looking for strong growth prospects. The area boasts a walkability score of 65, indicating a moderate level of pedestrian-friendly infrastructure, while its schools rating of 7 out of 10 and safety rating of 9 out of 10 make it an attractive option for families. The investment score of 78 and growth potential of 82 suggest a promising outlook for property investors, with rental yields for houses at 2.8% and a low vacancy rate of 1.2%. The median income of $125,000 and a population of 1,850 contribute to a vibrant and affluent community. Overall, North Narrabeen presents a compelling opportunity for those seeking a high-quality lifestyle and strong investment returns in the Sydney property market.
Strengths
- •High median house and unit prices indicating strong demand
- •Excellent safety rating of 9 out of 10
- •Good schools rating of 7 out of 10
- •Strong investment score of 78 and high growth potential of 82
Opportunities
- •Potential for long-term capital growth, driven by the suburb's high demand and limited supply
- •Opportunity to attract high-quality tenants, given the area's safety, schools, and lifestyle amenities
- •Scope for renovation or development of existing properties to increase value and yield
Considerations
- •High entry prices for buyers, with a median house price of $2,850,000
- •Moderate walkability score of 65, indicating some limitations in pedestrian infrastructure
- •Distance from the CBD, at 28 kilometres, may deter some buyers who prefer closer proximity to the city
Property Market
$2.85M
+8.5% 1yr
$1.65M
+6.8% 1yr
$2.20M
$1,550/wk
$1,100/wk
32
1.2%
75.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +28.2% | +45.6% |
| Unit | +6.8% | +22.5% | +38.2% |
Rental Yields
House Yield
2.8%
Unit Yield
3.5%
Townhouse Yield
3.1%
Investment Scorecard
Demand/Supply Ratio: 2.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for North Narrabeen at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
$1550/wk
Negatively geared
Reduces taxable income
~$1,629/week
Land Tax Exposure
~60% of median price
Annual: $10,260
Annual: $27,060
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 9.1% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$139,140
After-tax yield
1.71%
Weekly holding cost
$1629/wk
10yr CGT (est.)
$744,558
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
1,850
42
$125K
per annum
68.0%
52.0%
48.0%
3.2%
35.0%
Dwelling Mix
Lifestyle & Community
8
12
1
28.0 km
Nearest Station: Narrabeen
Premium beachside living with water sports, coastal walks, lagoon activities, and strong community connections centered around beach and outdoor recreation
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Data sourced from multiple sources. Last updated 19 April 2026.