All Suburbs

North Manly

NSW 2100LGA: Northern Beaches Council

Investment Score

78

/100

AI Intelligence Summary

North Manly is a premium beachside suburb on Sydney's Northern Beaches, offering an exclusive coastal lifestyle with direct beach access and proximity to Manly's amenities. This small, predominantly residential enclave features a mix of modern apartments and established houses, attracting affluent professionals, downsizers, and lifestyle buyers seeking a relaxed beach community. The suburb commands premium property values due to its limited housing stock, beachfront location, and strong community focus on outdoor living. With excellent swimming and surfing conditions at North Manly Beach and easy access to Manly's dining and entertainment precincts, the area represents one of the Northern Beaches' most desirable addresses. Transport connectivity via bus to Manly Wharf provides ferry access to Sydney CBD, though limited local retail means residents rely on nearby Manly for shopping and services.

Strengths

  • Direct beachfront access with excellent swimming and surfing conditions
  • Premium location with limited housing stock creating scarcity value
  • Strong community lifestyle focused on outdoor activities and beach culture
  • Close proximity to Manly's comprehensive amenities and entertainment

Opportunities

  • Continued demand from downsizers seeking premium coastal lifestyle
  • Growing appeal to remote workers prioritizing lifestyle over CBD proximity
  • Potential for apartment renovations and modernizations
  • Tourism and short-term rental opportunities given beachside location

Considerations

  • Limited local retail and commercial services requiring travel to Manly
  • Restricted parking availability increasing transport dependence
  • High property prices creating affordability barriers for many buyers
  • Limited housing stock restricting purchase opportunities

Property Market

Median House

$3.20M

+8.5% 1yr

Median Unit

$1.85M

+6.8% 1yr

Rent (House)

$1,750/wk

Rent (Unit)

$1,200/wk

Days on Market

35

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.8%+18.5%+38.0%

Rental Yields

House Yield

2.8%

Unit Yield

3.4%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.20

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for North Manly at median house price

Standard transfer
$158,390
First Home Buyer
$158,390
Foreign buyer surcharge
$256,000

+8% surcharge

Annual rent income
$91,000

$1750/wk

Interest (80% LVR @ 6.5%)
-$166,400
Other expenses (~2.5%)
-$80,000
Net rental position
-$155,400

Negatively geared

Tax benefit (39% MTR)
+$60,606

Reduces taxable income

After-tax holding cost
$94,794/yr

~$1,823/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.92M
Capital gain
$1.55M
After discount
$774,603
CGT payable
$302,095

10-Year Hold

Est. value
$7.58M
Capital gain
$4.20M
After discount
$2.10M
CGT payable
$819,229

Investor Quick Summary

Entry cost (stamp duty)

$158,390

After-tax yield

1.71%

Weekly holding cost

$1823/wk

10yr CGT (est.)

$819,229

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

1,850

Median Age

42

Median Income

$125K

per annum

Family Households

58.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 45%Units: 52%Townhouses: 3%Total: 820

Lifestyle & Community

Walkability75/100
Public Transport6/10
Schools Rating7/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

25

Parks

8

Hospitals

1

Distance to CBD

18.0 km

Nearest Station: Wynyard (via Manly Ferry)

Premium beachside living with surfing, swimming, coastal walks, and easy access to Manly's dining and entertainment scene.

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Data sourced from multiple sources. Last updated 28 March 2026.

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