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North Kellyville

NSW 2155LGA: The Hills Shire

Investment Score

78

/100

AI Intelligence Summary

North Kellyville is a highly sought-after suburb in NSW, offering a unique blend of lifestyle and investment opportunities. With a median house price of $1,450,000 and a median unit price of $680,000, the suburb is positioned at the higher end of the market. The population of 12,500 enjoys a high median income of $115,000, reflecting the area's desirability and quality of life. The walkability score of 65.0/100 indicates a moderate level of pedestrian-friendly infrastructure, while the excellent schools rating of 8.0/10 and safety rating of 9.0/10 make it an attractive choice for families. Although the distance to the CBD is 42.0km, the suburb's investment score of 78.0/100 and growth potential of 82.0/100 suggest a strong outlook for property values. The rental yield for houses is 3.2%, and the low vacancy rate of 1.8% indicates a competitive rental market. Overall, North Kellyville presents a compelling opportunity for investors and homebuyers seeking a high-quality lifestyle and potential long-term capital growth.

Strengths

  • High median income and quality of life
  • Excellent schools and safety ratings
  • Strong investment score and growth potential
  • Low vacancy rate and competitive rental market

Opportunities

  • Potential for long-term capital growth and rental yield
  • Increasing demand for housing and infrastructure development
  • Opportunities for renovation and redevelopment of existing properties
  • Growing interest from families and professionals seeking a high-quality lifestyle

Considerations

  • High entry prices for houses and units
  • Distance to CBD may deter some buyers and renters
  • Limited public transportation options
  • Traffic congestion and parking challenges

Property Market

Median House

$1.45M

+8.5% 1yr

Median Unit

$680K

+6.8% 1yr

Median Townhouse

$950K

Rent (House)

$890/wk

Rent (Unit)

$540/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+28.2%+52.8%
Unit+6.8%+24.5%+45.2%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)72/100
Affordability Index55/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for North Kellyville at median house price

Stamp Duty Estimate
Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Negative Gearing Position
Annual rent income
$46,280

$890/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$65,370

Negatively geared

Tax benefit (39% MTR)
+$25,494

Reduces taxable income

After-tax holding cost
$39,876/yr

~$767/week

Land Tax Exposure
Est. land value
$870,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $13,620

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 10.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.40M
Capital gain
$875,900
After discount
$437,950
CGT payable
$170,801

10-Year Hold

Est. value
$3.96M
Capital gain
$2.44M
After discount
$1.22M
CGT payable
$475,302

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.95%

Weekly holding cost

$767/wk

10yr CGT (est.)

$475,302

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

12,500

Median Age

34

Median Income

$115K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 72%Units: 15%Townhouses: 13%Total: 4,200

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

25

Parks

12

Hospitals

1

Distance to CBD

42.0 km

Nearest Station: Kellyville Metro Station

Suburban family lifestyle with modern conveniences, recreational facilities, and easy access to shopping and services

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Data sourced from multiple sources. Last updated 22 April 2026.

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