All Suburbs

North Epping

NSW 2121LGA: Hornsby Shire

Investment Score

78

/100

AI Intelligence Summary

North Epping is a highly sought-after family suburb located 20km northwest of Sydney CBD in the Hornsby Shire. This well-established residential area is renowned for its exceptional educational facilities, including access to prestigious schools like Epping Boys High School and Cheltenham Girls High School. The suburb attracts predominantly professional families, with a significant Asian-Australian population, particularly Chinese and Korean communities. North Epping offers excellent transport connectivity via Epping railway station on both the T1 Northern Line and Metro North West Line, providing direct access to Sydney CBD. The area features quality recreational amenities including North Epping Oval and numerous parks, while residents enjoy convenient access to major shopping centres like Macquarie Centre and Top Ryde City. The property market is characterized by predominantly detached houses with strong price growth driven by school catchment appeal. The suburb maintains a family-oriented atmosphere with active community groups and sporting clubs, making it an ideal location for families prioritizing education and lifestyle amenities.

Strengths

  • Exceptional school catchments and educational facilities
  • Excellent public transport connectivity to Sydney CBD
  • Strong family-oriented community with low crime rates
  • Proximity to major shopping and commercial centres

Opportunities

  • Continued infrastructure improvements and transport upgrades
  • Growing demand from families seeking quality education
  • Potential for townhouse and medium-density development
  • Increasing appeal to Asian-Australian families

Considerations

  • High property prices limiting affordability
  • Limited new development supply constraining choice
  • Increasing traffic congestion during peak periods
  • Competition for school placements

Property Market

Median House

$1.85M

+8.5% 1yr

Median Unit

$920K

+6.2% 1yr

Median Townhouse

$1.35M

Rent (House)

$1,000/wk

Rent (Unit)

$740/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.2%+18.5%+38.0%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)72/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for North Epping at median house price

Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Annual rent income
$52,000

$1000/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$90,450

Negatively geared

Tax benefit (39% MTR)
+$35,276

Reduces taxable income

After-tax holding cost
$55,175/yr

~$1,061/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.85M
Capital gain
$903,064
After discount
$451,532
CGT payable
$176,098

10-Year Hold

Est. value
$4.38M
Capital gain
$2.44M
After discount
$1.22M
CGT payable
$475,065

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.71%

Weekly holding cost

$1061/wk

10yr CGT (est.)

$475,065

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

42

Median Income

$110K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 75%Units: 18%Townhouses: 7%Total: 1,650

Lifestyle & Community

Walkability75/100
Public Transport8/10
Schools Rating9/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

12

Parks

8

Hospitals

2

Distance to CBD

20.0 km

Nearest Station: Epping Station

The suburb offers excellent recreational facilities, quality schools, convenient shopping access, and strong community connections with various sporting clubs and community groups.

Interested in North Epping?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 28 March 2026.

Browse all suburbsContact DING