All Suburbs

Normanhurst

NSW 2076LGA: Hornsby Shire

Investment Score

78

/100

AI Intelligence Summary

Normanhurst is a prestigious Upper North Shore suburb in Sydney, NSW, known for its leafy streets, heritage character, and excellent educational facilities. Located 23km northwest of Sydney CBD, this established residential area is highly sought after by families seeking quality schooling, including the renowned Normanhurst Boys High School. The suburb features predominantly detached houses on generous blocks, many with heritage characteristics and mature gardens. With excellent rail connectivity via Normanhurst Station on the North Shore line, residents enjoy a 35-40 minute commute to the CBD. The area boasts abundant parkland including proximity to Lane Cove National Park, creating a semi-rural feel within the metropolitan area. Property values have shown consistent growth due to the desirable location, school catchments, and limited housing turnover typical of established family suburbs. The community is characterized by high socioeconomic status, strong educational attainment, and active community groups. While commercial facilities are limited locally, requiring travel to nearby centres, the suburb's premium positioning, heritage appeal, and proximity to quality amenities make it one of Sydney's most desirable family-oriented locations.

Strengths

  • Home to Normanhurst Boys High School and close to multiple quality educational institutions
  • Excellent rail connectivity with direct services to Sydney CBD in 35-40 minutes
  • Heritage character with tree-lined streets and mature gardens on large blocks
  • Proximity to Lane Cove National Park and abundant green spaces

Opportunities

  • Continued capital growth driven by school catchment demand
  • Infrastructure improvements planned for North Shore rail network
  • Potential for heritage property renovations and extensions
  • Growing demand for family-oriented suburbs post-COVID

Considerations

  • Limited local commercial facilities requiring travel for shopping and services
  • Premium property prices creating affordability barriers for first-time buyers
  • Limited public transport options beyond the train line
  • Restricted development opportunities due to heritage and zoning constraints

Property Market

Median House

$2.15M

+7.2% 1yr

Median Unit

$950K

+5.8% 1yr

Median Townhouse

$1.65M

Rent (House)

$1,150/wk

Rent (Unit)

$750/wk

Days on Market

35

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+18.5%+35.8%
Unit+5.8%+15.2%+28.4%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Normanhurst at median house price

Standard transfer
$100,640
First Home Buyer
$100,640
Foreign buyer surcharge
$172,000

+8% surcharge

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$111,800
Other expenses (~2.5%)
-$53,750
Net rental position
-$105,750

Negatively geared

Tax benefit (39% MTR)
+$41,243

Reduces taxable income

After-tax holding cost
$64,508/yr

~$1,241/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.04M
Capital gain
$776,709
After discount
$388,355
CGT payable
$151,458

10-Year Hold

Est. value
$4.29M
Capital gain
$2.03M
After discount
$1.02M
CGT payable
$396,173

Investor Quick Summary

Entry cost (stamp duty)

$100,640

After-tax yield

1.71%

Weekly holding cost

$1241/wk

10yr CGT (est.)

$396,173

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,850

Median Age

43

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 78%Units: 15%Townhouses: 7%Total: 1,150

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

1

Distance to CBD

23.0 km

Nearest Station: Normanhurst Station

Quiet suburban lifestyle with abundant parkland, heritage walks, community sporting clubs, and easy access to both natural bushland and Sydney CBD. Strong focus on family activities and educational excellence.

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Data sourced from multiple sources. Last updated 28 March 2026.

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