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Newport

NSW 2106LGA: Northern Beaches Council

Investment Score

78

/100

AI Intelligence Summary

Newport, NSW 2106, is a highly sought-after suburb on the Northern Beaches, offering a unique blend of lifestyle and investment opportunities. With a median house price of $2,850,000 and median unit price of $1,450,000, Newport is positioned at the higher end of the market, catering to families and professionals seeking a desirable coastal lifestyle. The suburb's population of 3200 enjoys a median income of $125,000, reflecting the area's affluent demographic. A walkability score of 65.0/100 and schools rating of 7.0/10 indicate a convenient and family-friendly environment, while a safety rating of 8.0/10 provides peace of mind for residents. Although located 31.0km from the CBD, Newport's investment score of 78.0/100 and growth potential of 82.0/100 make it an attractive proposition for investors, with rental yields of 2.8% for houses and a low vacancy rate of 1.8%. As a result, Newport is well-positioned for long-term capital growth and rental income, making it an appealing choice for both owner-occupiers and investors.

Strengths

  • High median house and unit prices indicating strong demand and limited supply
  • Affluent demographic with high median income
  • Desirable coastal lifestyle with proximity to beaches and outdoor recreation areas
  • Family-friendly environment with good schools and safety rating

Opportunities

  • Renovation or development opportunities for existing properties to capitalize on the suburb's growth potential
  • Investment in rental properties to tap into the strong demand for accommodation
  • Potential for increased density or mixed-use development in select areas to enhance walkability and amenities
  • Growing demand for premium lifestyle properties and services catering to the affluent demographic

Considerations

  • High entry costs for buyers due to premium pricing
  • Relative distance from the CBD may deter some commuters
  • Limited affordability for first-home buyers or low-income households
  • Potential for traffic congestion and parking issues in peak periods

Property Market

Median House

$2.85M

+8.5% 1yr

Median Unit

$1.45M

+6.8% 1yr

Median Townhouse

$2.20M

Rent (House)

$1,550/wk

Rent (Unit)

$980/wk

Days on Market

55

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+45.0%
Unit+6.8%+18.5%+38.0%

Rental Yields

House Yield

2.8%

Unit Yield

3.5%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score58/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Newport at median house price

Stamp Duty Estimate
Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Negative Gearing Position
Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Land Tax Exposure
Est. land value
$1.71M

~60% of median price

Individual threshold
$1,075,000

Annual: $10,260

Trust/company threshold
$25,000 (trust)

Annual: $27,060

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.39M
Capital gain
$1.38M
After discount
$690,844
CGT payable
$269,429

10-Year Hold

Est. value
$6.75M
Capital gain
$3.74M
After discount
$1.87M
CGT payable
$730,001

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$730,001

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

3,200

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 75%Units: 20%Townhouses: 5%Total: 1,350

Lifestyle & Community

Walkability65/100
Public Transport5/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

0
Distance to CBD

31.0 km

Nearest Station: Mona Vale Bus Interchange

Relaxed beachside living with excellent surfing, swimming, and outdoor recreation opportunities. Close proximity to national parkland for bushwalking, with local dining centered around the iconic Newport Arms Hotel.

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Data sourced from multiple sources. Last updated 22 April 2026.

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