Narraweena
Investment Score
78
/100
AI Intelligence Summary
Narraweena, NSW 2099 is a highly sought-after suburb on the Northern Beaches of Sydney, offering a unique blend of lifestyle, market position, and investment outlook. With a median house price of $1,850,000 and a median unit price of $920,000, Narraweena is positioned as a premium suburb with a strong demand for housing. The suburb boasts a walkability score of 72/100, making it an attractive option for families and professionals who value convenience and accessibility. The local schools have a rating of 8/10, and the safety rating is also 8/10, providing residents with a sense of security and well-being. In terms of investment, Narraweena has a strong growth potential of 75/100 and a rental yield of 3.2% for houses, making it an attractive option for investors. The suburb's proximity to the CBD, approximately 23km away, and its relatively low vacancy rate of 1.2% further solidify its position as a desirable investment destination. With a median income of $95,000 and a population of 3,200, Narraweena is an affluent suburb with a strong sense of community. Overall, Narraweena presents a compelling opportunity for investors, families, and professionals looking for a high-quality lifestyle and a strong potential for long-term growth.
Strengths
- •High demand for housing due to premium location
- •Strong schools and safety ratings
- •Convenient access to amenities and transport
- •Attractive investment opportunity with high growth potential
Opportunities
- •Renovation and development opportunities for existing properties
- •Growing demand for luxury housing and high-end amenities
- •Potential for increased rental yields due to low vacancy rates
- •Opportunities for investors to diversify their portfolios with a mix of housing types
Considerations
- •High median house and unit prices may be out of reach for some buyers
- •Limited housing supply may lead to increased competition
- •Proximity to the CBD may be a drawback for some commuters
- •Traffic and congestion may be a concern during peak hours
Property Market
$1.85M
+8.2% 1yr
$920K
+6.5% 1yr
$1.35M
$1,150/wk
$725/wk
28
1.2%
75.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.2% | +18.5% | +32.8% |
| Unit | +6.5% | +15.2% | +28.4% |
Rental Yields
House Yield
3.2%
Unit Yield
4.1%
Townhouse Yield
3.6%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Narraweena at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
$1150/wk
Negatively geared
Reduces taxable income
~$970/week
Land Tax Exposure
~60% of median price
Annual: $660
Annual: $17,460
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$84,140
After-tax yield
1.95%
Weekly holding cost
$970/wk
10yr CGT (est.)
$302,041
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
3,200
42
$95K
per annum
68.0%
52.0%
45.0%
3.2%
28.0%
Dwelling Mix
Lifestyle & Community
8
6
1
23.0 km
Nearest Station: Wynyard Station (via bus)
Coastal lifestyle with beach access, family-friendly parks, local sports clubs, quality schools, and convenient shopping at nearby Warriewood Square, creating an ideal environment for raising families while enjoying Northern Beaches amenities.
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Data sourced from multiple sources. Last updated 24 April 2026.