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Narellan Vale

NSW 2567LGA: Camden

Investment Score

78

/100

AI Intelligence Summary

Narellan Vale is a rapidly growing family-oriented suburb in Sydney's southwest, located within Camden Council approximately 60km from the CBD. Established in the early 2000s as part of the South West Growth Area, this modern suburb has experienced significant population growth driven by new housing developments and infrastructure investment. The area predominantly features detached homes and townhouses, attracting first home buyers and young families seeking affordability without sacrificing amenities. With close proximity to Narellan Town Centre, quality schools, and family-friendly parks, the suburb offers a balanced lifestyle with modern conveniences. Strong transport links via Camden Valley Way and Narellan Road provide connectivity to major employment hubs, while the planned Western Sydney Airport is expected to further boost regional development. The property market has shown robust capital growth over the past decade, supported by ongoing infrastructure development and the suburb's appeal to families. As one of Sydney's emerging growth corridors, Narellan Vale represents a compelling mix of affordability, modern amenities, and future development potential.

Strengths

  • Strong capital growth potential in established growth corridor
  • Family-friendly environment with quality schools and parks
  • Modern housing stock with contemporary amenities
  • Close proximity to Narellan Town Centre for shopping and dining

Opportunities

  • Western Sydney Airport development boosting regional growth
  • Continued population growth driving housing demand
  • Infrastructure upgrades improving connectivity
  • Emerging cafe and restaurant scene in surrounding areas

Considerations

  • Limited public transport options compared to established areas
  • Distance from Sydney CBD requiring car dependency
  • Potential traffic congestion during peak periods
  • Limited nightlife and entertainment options

Property Market

Median House

$950K

+8.5% 1yr

Median Unit

$650K

+6.5% 1yr

Median Townhouse

$780K

Rent (House)

$880/wk

Rent (Unit)

$650/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+24.0%+45.0%
Unit+6.5%+18.0%+35.0%

Rental Yields

House Yield

4.8%

Unit Yield

5.2%

Townhouse Yield

4.9%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score75/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Narellan Vale at median house price

Standard transfer
$37,280
First Home Buyer
$27,960

Save $9,320

Foreign buyer surcharge
$76,000

+8% surcharge

Annual rent income
$45,760

$880/wk

Interest (80% LVR @ 6.5%)
-$49,400
Other expenses (~2.5%)
-$23,750
Net rental position
-$27,390

Negatively geared

Tax benefit (39% MTR)
+$10,682

Reduces taxable income

After-tax holding cost
$16,708/yr

~$321/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.46M
Capital gain
$469,663
After discount
$234,831
CGT payable
$91,584

10-Year Hold

Est. value
$2.25M
Capital gain
$1.26M
After discount
$628,483
CGT payable
$245,108

Investor Quick Summary

Entry cost (stamp duty)

$37,280

After-tax yield

2.93%

Weekly holding cost

$321/wk

10yr CGT (est.)

$245,108

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

34

Median Income

$85K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 75%Units: 10%Townhouses: 15%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport5/10
Schools Rating8/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

15

Parks

8

Hospitals

1

Distance to CBD

60.0 km

Nearest Station: Campbelltown Station

Family-oriented lifestyle with access to parks, recreational facilities, shopping centres, and quality schools. Growing dining and entertainment options in nearby Narellan provide additional lifestyle amenities.

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Data sourced from multiple sources. Last updated 28 March 2026.

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