All Suburbs

Narellan

NSW 2567LGA: Camden Council

Investment Score

78

/100

AI Intelligence Summary

Narellan is a well-established suburb in Sydney's Macarthur region, located approximately 55km southwest of the CBD. Originally developed as a planned community in the 1970s-1980s, it has evolved into a popular family-oriented destination offering excellent value compared to inner Sydney. The suburb features the major Narellan Town Centre providing comprehensive retail and dining options, complemented by quality recreational facilities including the popular Narellan Pools. With median house prices around $850,000, Narellan attracts first home buyers and families seeking larger homes and better affordability. The area benefits from good road connectivity via Camden Valley Way and regular bus services, though train access requires travel to nearby stations. The community is characterized by a mix of established residents and newcomers from inner Sydney, creating a diverse yet cohesive neighborhood. Strong population growth driven by ongoing residential development and proximity to employment hubs in Campbelltown and the broader Macarthur region positions Narellan well for continued growth, particularly with the future Western Sydney Airport expected to enhance regional connectivity and economic opportunities.

Strengths

  • Major retail hub with Narellan Town Centre providing comprehensive shopping and dining
  • Strong family appeal with excellent recreational facilities including Narellan Pools
  • Good affordability compared to inner Sydney suburbs with similar amenities
  • Well-established infrastructure with good road connectivity and bus services

Opportunities

  • Future Western Sydney Airport development enhancing regional connectivity
  • Planned improvements to Narellan Road corridor reducing traffic issues
  • Continued residential development attracting new families and investors
  • Growing employment opportunities in nearby business parks

Considerations

  • Limited direct train access requiring travel to nearby stations
  • Distance from Sydney CBD making commuting time consuming
  • Increasing traffic congestion on major arterial roads
  • Limited nightlife and entertainment options for younger demographics

Property Market

Median House

$850K

+9.2% 1yr

Median Unit

$485K

+7.8% 1yr

Median Townhouse

$675K

Rent (House)

$690/wk

Rent (Unit)

$475/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+9.2%+28.5%+45.8%
Unit+7.8%+24.2%+38.5%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score75/100
Risk Score (lower = safer)72/100
Affordability Index72/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Narellan at median house price

Standard transfer
$32,780
First Home Buyer
$8,195

Save $24,585

Foreign buyer surcharge
$68,000

+8% surcharge

Annual rent income
$35,880

$690/wk

Interest (80% LVR @ 6.5%)
-$44,200
Other expenses (~2.5%)
-$21,250
Net rental position
-$29,570

Negatively geared

Tax benefit (39% MTR)
+$11,532

Reduces taxable income

After-tax holding cost
$18,038/yr

~$347/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.32M
Capital gain
$430,427
After discount
$215,214
CGT payable
$83,933

10-Year Hold

Est. value
$2.04M
Capital gain
$1.15M
After discount
$577,481
CGT payable
$225,218

Investor Quick Summary

Entry cost (stamp duty)

$32,780

After-tax yield

2.56%

Weekly holding cost

$347/wk

10yr CGT (est.)

$225,218

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,200

Median Age

34

Median Income

$95K

per annum

Family Households

68.0%

Professionals

45.0%

University Educated

38.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 72%Units: 18%Townhouses: 10%Total: 3,200

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating7/10
Safety8/10
Family Friendly9/10
Cafes & Restaurants

45

Parks

12

Hospitals

2

Distance to CBD

55.0 km

Nearest Station: Campbelltown Station

Suburban family lifestyle with excellent recreational facilities, shopping convenience, and community events. Popular weekend destination for families with children.

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Data sourced from multiple sources. Last updated 28 March 2026.

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