All Suburbs

Murwillumbah

NSW 2484LGA: Tweed Shire

Investment Score

76

/100

AI Intelligence Summary

Murwillumbah is a vibrant regional town in NSW's Tweed Shire, positioned as the cultural and commercial heart of the Tweed Valley. With approximately 9,000 residents, this picturesque town combines natural beauty with artistic flair, situated at the base of Mount Warning and along the Tweed River. The community attracts a diverse mix of retirees, creative professionals, and tree-change seekers drawn by its proximity to both Gold Coast (30 minutes) and Byron Bay (45 minutes). The town boasts a strong arts scene with galleries, regular markets, and festivals, complemented by excellent natural amenities including World Heritage rainforests and river activities. Property values have grown significantly since 2020, with median house prices now around $800,000, driven by interstate migration and lifestyle appeal. The area offers good educational facilities including Murwillumbah High School, healthcare services via Murwillumbah District Hospital, and a thriving cafe culture emphasizing local produce. While public transport is limited, the town's strategic location on the Pacific Highway provides excellent road connectivity to major centers, making it an attractive option for those seeking a relaxed lifestyle without complete isolation from urban amenities.

Strengths

  • Strategic location between Gold Coast and Byron Bay with excellent road connectivity
  • Strong arts and cultural community with galleries, markets, and regular festivals
  • Beautiful natural setting with Mount Warning, Tweed River, and World Heritage rainforests
  • Growing property values driven by interstate migration and lifestyle appeal

Opportunities

  • Continued growth from tree-change migration from Brisbane and Sydney
  • Tourism development leveraging proximity to popular destinations
  • Expansion of creative industries and arts-based businesses
  • Infrastructure improvements including road and cycleway upgrades

Considerations

  • Limited public transport options restricting mobility for non-drivers
  • Aging population demographic may impact long-term economic dynamism
  • Flood risk requiring ongoing mitigation works and insurance considerations
  • Competitive rental market with low vacancy rates affecting affordability

Property Market

Median House

$800K

+3.2% 1yr

Median Unit

$500K

+2.8% 1yr

Median Townhouse

$650K

Rent (House)

$650/wk

Rent (Unit)

$490/wk

Days on Market

42

Vacancy Rate

1.5%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+3.2%+28.5%+45.8%
Unit+2.8%+25.2%+38.4%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score72/100
Risk Score (lower = safer)68/100
Affordability Index58/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Murwillumbah at median house price

Standard transfer
$30,530
First Home Buyer
Exempt

Save $30,530

Foreign buyer surcharge
$64,000

+8% surcharge

Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$41,600
Other expenses (~2.5%)
-$20,000
Net rental position
-$27,800

Negatively geared

Tax benefit (39% MTR)
+$10,842

Reduces taxable income

After-tax holding cost
$16,958/yr

~$326/week

Based on 9.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.24M
Capital gain
$405,430
After discount
$202,715
CGT payable
$79,059

10-Year Hold

Est. value
$1.92M
Capital gain
$1.09M
After discount
$543,673
CGT payable
$212,032

Investor Quick Summary

Entry cost (stamp duty)

$30,530

After-tax yield

2.56%

Weekly holding cost

$326/wk

10yr CGT (est.)

$212,032

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

9,500

Median Age

48

Median Income

$52K

per annum

Family Households

58.0%

Professionals

38.0%

University Educated

28.0%

Unemployment

6.2%

Born Overseas

18.0%

Dwelling Mix

Houses: 72%Units: 22%Townhouses: 6%Total: 4,200

Lifestyle & Community

Walkability68/100
Public Transport3/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

35

Parks

8

Hospitals

1

Distance to CBD

785.0 km

Nearest Station: Robina Station

Relaxed lifestyle combining cultural activities, outdoor recreation, organic food scene, and regular community events in a picturesque natural setting.

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Data sourced from multiple sources. Last updated 28 March 2026.

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