Mortlake
Investment Score
78
/100
AI Intelligence Summary
Mortlake, NSW 2137 is a compact Inner West suburb located 12km west of Sydney CBD, known for its mix of residential housing types and industrial heritage. The suburb features the prestigious Breakfast Point development offering waterfront living along the Parramatta River, alongside traditional detached homes and modern apartments. With a population of approximately 3,200 residents, Mortlake attracts young professionals and families seeking proximity to the CBD while maintaining a quieter suburban lifestyle. The area benefits from ongoing gentrification trends across the Inner West, with former industrial sites being converted to residential use. Transport connectivity is moderate, served by bus routes with future improvements expected from Sydney Metro West's Five Dock station. The suburb offers excellent recreational opportunities with waterfront access, parks, and proximity to Five Dock's dining and shopping precincts. Property values reflect the area's desirable location and development potential, with steady growth typical of established Inner West suburbs.
Strengths
- •Strategic location 12km from Sydney CBD in sought-after Inner West
- •Waterfront living opportunities at Breakfast Point development
- •Mix of housing types from apartments to detached homes
- •Proximity to Parramatta River with recreational amenities
Opportunities
- •Sydney Metro West improving connectivity and property values
- •Continued industrial to residential conversions
- •Waterfront development potential along Parramatta River
- •Growing Inner West dining and cultural scene
Considerations
- •Limited direct rail connectivity requiring bus transfers
- •Compact suburb size limiting housing supply
- •Some industrial areas affecting amenity
- •Competition from nearby established suburbs
Property Market
$1.45M
+9.2% 1yr
$785K
+7.8% 1yr
$1.15M
$900/wk
$620/wk
32
2.1%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +9.2% | +28.5% | +42.8% |
| Unit | +7.8% | +24.2% | +38.5% |
Rental Yields
House Yield
3.2%
Unit Yield
4.1%
Townhouse Yield
3.6%
Investment Scorecard
Demand/Supply Ratio: 1.80
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Mortlake at median house price
+8% surcharge
$900/wk
Negatively geared
Reduces taxable income
~$761/week
Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$62,140
After-tax yield
1.95%
Weekly holding cost
$761/wk
10yr CGT (est.)
$346,556
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
3,200
38
$95K
per annum
62.0%
48.0%
42.0%
4.2%
38.0%
Dwelling Mix
Lifestyle & Community
12
4
1
12.0 km
Nearest Station: Concord West
Relaxed waterfront living with river access, parks, nearby dining in Five Dock, and convenient CBD connectivity for work and entertainment
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Data sourced from multiple sources. Last updated 28 March 2026.