Milsons Point
Investment Score
82
/100
AI Intelligence Summary
Milsons Point, NSW 2061, is a prestigious harbourside suburb located just 2.5 km from Sydney’s CBD. With a population of approximately 1,850, it offers an exclusive, cosmopolitan lifestyle characterised by stunning waterfront views, iconic landmarks such as the Sydney Harbour Bridge and Luna Park, and a vibrant café and dining scene. The suburb boasts a high walkability score of 88.0/100, making it ideal for residents who value convenience and easy access to amenities, public transport, and recreational spaces. Safety is a standout feature, with a rating of 9.0/10, contributing to its appeal for professionals, downsizers, and families seeking a secure urban environment. The property market in Milsons Point is highly sought-after, reflected in its median house price of $3,200,000 and median unit price of $1,450,000. These figures underscore the suburb’s premium status and strong demand, particularly for apartments with harbour views. The median income of $95,000 is well above the national average, supporting the area’s affluent demographic. The rental market remains robust, with a low vacancy rate of 1.8% and a house rental yield of 2.8%, indicating steady tenant demand and stable returns for investors. Milsons Point’s investment score of 82.0/100 and growth potential of 78.0/100 highlight its ongoing desirability and prospects for capital appreciation. While the schools rating of 7.0/10 suggests good but not exceptional educational options, the suburb’s proximity to top schools in neighbouring areas compensates for this. Overall, Milsons Point offers a blend of luxury, convenience, and investment security, making it a prime choice for discerning buyers and investors seeking long-term value in Sydney’s property market.
Strengths
- •Prime harbourside location with iconic views and landmarks
- •Exceptional safety rating (9.0/10) ensuring a secure living environment
- •High walkability score (88.0/100) with excellent access to amenities and transport
- •Strong property market with high median prices and low vacancy rate
Opportunities
- •Potential for capital growth due to ongoing demand and limited supply
- •Appeal to executive renters and downsizers seeking luxury, low-maintenance living
- •Future infrastructure and amenity upgrades could further enhance lifestyle and property values
Considerations
- •High entry price point limits affordability for many buyers
- •Rental yields are moderate compared to some other Sydney suburbs
- •Limited local schooling options with a schools rating of 7.0/10
Property Market
$3.20M
+4.2% 1yr
$1.45M
+3.8% 1yr
$2.80M
$1,750/wk
$1,100/wk
32
1.8%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +4.2% | +18.5% | +32.8% |
| Unit | +3.8% | +16.2% | +28.4% |
Rental Yields
House Yield
2.8%
Unit Yield
3.9%
Townhouse Yield
3.2%
Investment Scorecard
Demand/Supply Ratio: 2.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Milsons Point at median house price
Stamp Duty Estimate
+8% surcharge
Negative Gearing Position
$1750/wk
Negatively geared
Reduces taxable income
~$1,823/week
Land Tax Exposure
~60% of median price
Annual: $13,620
Annual: $30,420
CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.
CGT Projection
Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$158,390
After-tax yield
1.71%
Weekly holding cost
$1823/wk
10yr CGT (est.)
$519,944
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).
Demographics
1,850
34
$95K
per annum
42.0%
58.0%
68.0%
3.2%
45.0%
Dwelling Mix
Lifestyle & Community
25
4
1
2.5 km
Nearest Station: Milsons Point Station
Harbourside living with access to Luna Park, foreshore walks, premium dining, and cultural attractions, combined with easy CBD commuting
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Data sourced from multiple sources. Last updated 26 April 2026.