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Milsons Point

NSW 2061LGA: North Sydney

Investment Score

82

/100

AI Intelligence Summary

Milsons Point, NSW 2061, is a prestigious harbourside suburb located just 2.5 km from Sydney’s CBD. With a population of approximately 1,850, it offers an exclusive, cosmopolitan lifestyle characterised by stunning waterfront views, iconic landmarks such as the Sydney Harbour Bridge and Luna Park, and a vibrant café and dining scene. The suburb boasts a high walkability score of 88.0/100, making it ideal for residents who value convenience and easy access to amenities, public transport, and recreational spaces. Safety is a standout feature, with a rating of 9.0/10, contributing to its appeal for professionals, downsizers, and families seeking a secure urban environment. The property market in Milsons Point is highly sought-after, reflected in its median house price of $3,200,000 and median unit price of $1,450,000. These figures underscore the suburb’s premium status and strong demand, particularly for apartments with harbour views. The median income of $95,000 is well above the national average, supporting the area’s affluent demographic. The rental market remains robust, with a low vacancy rate of 1.8% and a house rental yield of 2.8%, indicating steady tenant demand and stable returns for investors. Milsons Point’s investment score of 82.0/100 and growth potential of 78.0/100 highlight its ongoing desirability and prospects for capital appreciation. While the schools rating of 7.0/10 suggests good but not exceptional educational options, the suburb’s proximity to top schools in neighbouring areas compensates for this. Overall, Milsons Point offers a blend of luxury, convenience, and investment security, making it a prime choice for discerning buyers and investors seeking long-term value in Sydney’s property market.

Strengths

  • Prime harbourside location with iconic views and landmarks
  • Exceptional safety rating (9.0/10) ensuring a secure living environment
  • High walkability score (88.0/100) with excellent access to amenities and transport
  • Strong property market with high median prices and low vacancy rate

Opportunities

  • Potential for capital growth due to ongoing demand and limited supply
  • Appeal to executive renters and downsizers seeking luxury, low-maintenance living
  • Future infrastructure and amenity upgrades could further enhance lifestyle and property values

Considerations

  • High entry price point limits affordability for many buyers
  • Rental yields are moderate compared to some other Sydney suburbs
  • Limited local schooling options with a schools rating of 7.0/10

Property Market

Median House

$3.20M

+4.2% 1yr

Median Unit

$1.45M

+3.8% 1yr

Median Townhouse

$2.80M

Rent (House)

$1,750/wk

Rent (Unit)

$1,100/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+32.8%
Unit+3.8%+16.2%+28.4%

Rental Yields

House Yield

2.8%

Unit Yield

3.9%

Townhouse Yield

3.2%

Investment Scorecard

Overall Investment Score82/100
Growth Potential78/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index35/100

Demand/Supply Ratio: 2.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Milsons Point at median house price

Stamp Duty Estimate
Standard transfer
$158,390
First Home Buyer
$158,390
Foreign buyer surcharge
$256,000

+8% surcharge

Negative Gearing Position
Annual rent income
$91,000

$1750/wk

Interest (80% LVR @ 6.5%)
-$166,400
Other expenses (~2.5%)
-$80,000
Net rental position
-$155,400

Negatively geared

Tax benefit (39% MTR)
+$60,606

Reduces taxable income

After-tax holding cost
$94,794/yr

~$1,823/week

Land Tax Exposure
Est. land value
$1.92M

~60% of median price

Individual threshold
$1,075,000

Annual: $13,620

Trust/company threshold
$25,000 (trust)

Annual: $30,420

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.40M
Capital gain
$1.02M
After discount
$511,126
CGT payable
$199,339

10-Year Hold

Est. value
$6.04M
Capital gain
$2.67M
After discount
$1.33M
CGT payable
$519,944

Investor Quick Summary

Entry cost (stamp duty)

$158,390

After-tax yield

1.71%

Weekly holding cost

$1823/wk

10yr CGT (est.)

$519,944

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

1,850

Median Age

34

Median Income

$95K

per annum

Family Households

42.0%

Professionals

58.0%

University Educated

68.0%

Unemployment

3.2%

Born Overseas

45.0%

Dwelling Mix

Houses: 15%Units: 82%Townhouses: 3%Total: 1,420

Lifestyle & Community

Walkability88/100
Public Transport10/10
Schools Rating7/10
Safety9/10
Family Friendly6/10
Cafes & Restaurants

25

Parks

4

Hospitals

1

Distance to CBD

2.5 km

Nearest Station: Milsons Point Station

Harbourside living with access to Luna Park, foreshore walks, premium dining, and cultural attractions, combined with easy CBD commuting

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Data sourced from multiple sources. Last updated 26 April 2026.

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