All Suburbs

Miller

NSW 2168LGA: City of Liverpool

Investment Score

72

/100

AI Intelligence Summary

Miller is an affordable suburb in southwestern Sydney's Liverpool local government area, located approximately 35km from the CBD. The area is characterized by its cultural diversity, with significant Pacific Islander, Middle Eastern, and Southeast Asian communities. Miller offers excellent transport connectivity via Miller railway station on the T2 line and proximity to major motorways. The suburb features predominantly older housing stock including public housing, making it one of the more affordable options in the Liverpool area. While facing socioeconomic challenges including higher unemployment rates, Miller presents strong investment potential due to its affordability, rental yields, and ongoing urban renewal discussions. The community benefits from local schools, parks, and sporting facilities, though residents often travel to nearby Liverpool for major shopping and services. The suburb's younger demographic profile and family-oriented character, combined with government investment in infrastructure and education, position it well for future growth and development.

Strengths

  • Excellent transport connectivity with direct train access to Sydney CBD
  • High affordability compared to other Sydney suburbs
  • Strong cultural diversity and community cohesion
  • Good rental yields for investors (4.5-5.5%)

Opportunities

  • Urban renewal projects as part of broader Liverpool development
  • Infrastructure improvements enhancing connectivity
  • Growing multicultural business opportunities
  • First home buyer market expansion

Considerations

  • Higher unemployment rates than NSW average
  • Limited local retail and commercial amenities
  • Older housing stock requiring maintenance and updates
  • Lower socioeconomic profile affecting property values

Property Market

Median House

$650K

+4.2% 1yr

Median Unit

$420K

+3.8% 1yr

Median Townhouse

$580K

Rent (House)

$600/wk

Rent (Unit)

$420/wk

Days on Market

42

Vacancy Rate

2.1%

Auction Clearance

62.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+12.5%+28.0%
Unit+3.8%+11.2%+25.5%

Rental Yields

House Yield

4.8%

Unit Yield

5.2%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score78/100
Risk Score (lower = safer)65/100
Affordability Index75/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Miller at median house price

Standard transfer
$23,780
First Home Buyer
Exempt

Save $23,780

Foreign buyer surcharge
$52,000

+8% surcharge

Annual rent income
$31,200

$600/wk

Interest (80% LVR @ 6.5%)
-$33,800
Other expenses (~2.5%)
-$16,250
Net rental position
-$18,850

Negatively geared

Tax benefit (39% MTR)
+$7,352

Reduces taxable income

After-tax holding cost
$11,499/yr

~$221/week

Based on 5.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$853,558
Capital gain
$176,528
After discount
$88,264
CGT payable
$34,423

10-Year Hold

Est. value
$1.12M
Capital gain
$443,833
After discount
$221,917
CGT payable
$86,547

Investor Quick Summary

Entry cost (stamp duty)

$23,780

After-tax yield

2.93%

Weekly holding cost

$221/wk

10yr CGT (est.)

$86,547

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

32

Median Income

$52K

per annum

Family Households

58.0%

Professionals

28.0%

University Educated

22.0%

Unemployment

8.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 72%Units: 22%Townhouses: 6%Total: 3,200

Lifestyle & Community

Walkability55/100
Public Transport7/10
Schools Rating6/10
Safety6/10
Family Friendly7/10
Cafes & Restaurants

8

Parks

5

Hospitals

1

Distance to CBD

35.0 km

Nearest Station: Miller Station

Family-focused lifestyle with local parks, community facilities, and easy access to Liverpool's amenities. The area offers affordable living with good transport links to Sydney.

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Data sourced from multiple sources. Last updated 28 March 2026.

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