All Suburbs

Middle Dural

NSW 2158LGA: The Hills Shire

Investment Score

75

/100

AI Intelligence Summary

Middle Dural is a prestigious semi-rural suburb in Sydney's Hills District, offering an exclusive acreage lifestyle just 45-60 minutes from the CBD. This tightly-held enclave features predominantly large residential blocks ranging from 1-5 acres, attracting affluent families seeking rural tranquility without sacrificing urban connectivity. The area maintains strong rural character with excellent access to equestrian facilities, the renowned Dural Country Club, and quality educational institutions. Property values reflect the premium positioning, with limited housing stock due to strict rural zoning creating strong demand dynamics. The community benefits from high household incomes, low crime rates, and a strong sense of community preservation. Infrastructure includes NBN connectivity and established road networks, though public transport options remain limited, making car ownership essential. Recent development has seen increased interest in luxury constructions and lifestyle properties, particularly post-COVID as buyers prioritize space and lifestyle amenities. The suburb's future growth is carefully managed through environmental protections and zoning restrictions, ensuring the preservation of its rural character while maintaining exclusivity and property values.

Strengths

  • Premium acreage lifestyle properties with rural character
  • Strong proximity to Sydney CBD (45-60 minutes)
  • High-income demographic with excellent community cohesion
  • Access to quality private schools and Dural Country Club

Opportunities

  • Growing demand for lifestyle properties post-COVID
  • Potential for luxury home developments on existing blocks
  • Increased interest from downsizers seeking acreage lifestyle
  • Infrastructure improvements along major transport corridors

Considerations

  • Limited public transport connectivity
  • Higher property maintenance costs for acreage
  • Restricted development potential due to rural zoning
  • Limited local retail and commercial amenities

Property Market

Median House

$2.85M

+8.5% 1yr

Median Unit

$1.20M

+6.2% 1yr

Rent (House)

$1,550/wk

Rent (Unit)

$980/wk

Days on Market

35

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+25.2%+42.8%
Unit+6.2%+18.5%+32.1%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Investment Scorecard

Overall Investment Score75/100
Growth Potential78/100
Cashflow Score60/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 2.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Middle Dural at median house price

Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Based on 8.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$4.30M
Capital gain
$1.29M
After discount
$646,947
CGT payable
$252,309

10-Year Hold

Est. value
$6.48M
Capital gain
$3.48M
After discount
$1.74M
CGT payable
$677,846

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$677,846

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,800

Median Age

42

Median Income

$145K

per annum

Family Households

78.0%

Professionals

68.0%

University Educated

58.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 92%Units: 5%Townhouses: 3%Total: 980

Lifestyle & Community

Walkability25/100
Public Transport3/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

3

Parks

6

Hospitals

1

Distance to CBD

38.0 km

Nearest Station: Hornsby Station

Premium acreage living with access to equestrian facilities, golf, and outdoor recreation while maintaining connectivity to Sydney's employment and cultural centers.

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Data sourced from multiple sources. Last updated 28 March 2026.

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