All Suburbs

Merrylands

NSW 2160LGA: Cumberland Council

Investment Score

74

/100

AI Intelligence Summary

Merrylands is a highly multicultural suburb located 25km west of Sydney CBD in Greater Western Sydney, known for its diverse community with significant Lebanese, Vietnamese, and Pacific Islander populations. The suburb offers excellent transport connectivity via Merrylands Railway Station on the T1 Western Line, providing direct access to Sydney CBD and Parramatta. Stockland Merrylands serves as the major retail hub, complemented by community facilities including Merrylands Park with sporting facilities. The property market remains affordable compared to Sydney averages, with steady growth following pandemic recovery and strong rental demand driven by proximity to Parramatta and transport links. The area features predominantly older housing stock from the 1960s-1980s with some new developments emerging. With a younger median age due to high proportion of families with children, Merrylands offers a family-friendly environment with multiple primary and secondary schools serving the diverse student population. The suburb benefits from major road access via Great Western Highway and Cumberland Highway, with planned infrastructure improvements as part of Greater Sydney development initiatives.

Strengths

  • Excellent transport connectivity with direct train access to Sydney CBD and Parramatta
  • Highly multicultural community creating diverse dining and cultural experiences
  • Affordable property prices compared to Sydney metropolitan averages
  • Strong rental demand and steady capital growth potential

Opportunities

  • Urban renewal and redevelopment projects improving housing stock
  • Benefit from Greater Western Sydney infrastructure investments
  • Growing multicultural economy supporting local businesses
  • Potential for medium-density development near transport nodes

Considerations

  • Older housing stock requiring renovation and maintenance
  • High density development putting pressure on local infrastructure
  • Traffic congestion during peak hours on major roads
  • Limited premium amenities compared to more established suburbs

Property Market

Median House

$850K

+7.2% 1yr

Median Unit

$580K

+6.8% 1yr

Median Townhouse

$720K

Rent (House)

$680/wk

Rent (Unit)

$570/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+7.2%+18.5%+32.8%
Unit+6.8%+16.2%+28.4%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score74/100
Growth Potential76/100
Cashflow Score78/100
Risk Score (lower = safer)68/100
Affordability Index72/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Merrylands at median house price

Standard transfer
$32,780
First Home Buyer
$8,195

Save $24,585

Foreign buyer surcharge
$68,000

+8% surcharge

Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$44,200
Other expenses (~2.5%)
-$21,250
Net rental position
-$30,090

Negatively geared

Tax benefit (39% MTR)
+$11,735

Reduces taxable income

After-tax holding cost
$18,355/yr

~$353/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.17M
Capital gain
$280,828
After discount
$140,414
CGT payable
$54,761

10-Year Hold

Est. value
$1.60M
Capital gain
$717,549
After discount
$358,774
CGT payable
$139,922

Investor Quick Summary

Entry cost (stamp duty)

$32,780

After-tax yield

2.56%

Weekly holding cost

$353/wk

10yr CGT (est.)

$139,922

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

12,800

Median Age

32

Median Income

$58K

per annum

Family Households

68.0%

Professionals

28.0%

University Educated

22.0%

Unemployment

6.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 65%Units: 28%Townhouses: 7%Total: 4,850

Lifestyle & Community

Walkability72/100
Public Transport8/10
Schools Rating7/10
Safety7/10
Family Friendly8/10
Cafes & Restaurants

45

Parks

8

Hospitals

1

Distance to CBD

25.0 km

Nearest Station: Merrylands Railway Station

Family-focused lifestyle with access to parks, shopping, diverse dining options reflecting multicultural heritage, and strong community services. The area offers good work-life balance with easy access to employment centres.

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Data sourced from multiple sources. Last updated 28 March 2026.

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