McMahons Point
Investment Score
82
/100
AI Intelligence Summary
McMahons Point is an exclusive harbourside suburb on Sydney's Lower North Shore, renowned for its premium location and stunning harbour views. This small, densely populated enclave primarily consists of high-end apartments and heritage homes, attracting affluent professionals and empty nesters who value proximity to the CBD and exceptional transport links. The suburb is served by its own ferry wharf with direct services to Circular Quay, while North Sydney train station is within walking distance. Blues Point Reserve provides recreational space and panoramic harbour views, making it a highly sought-after destination. The property market is dominated by apartments with premium pricing reflecting the prestigious location. Limited local amenities mean residents often travel to nearby North Sydney or Kirribilli for shopping and services, though the area boasts a strong café culture along Blues Point Road. The community is characterized by higher-income households, with a significant proportion of overseas-born residents from English-speaking countries.
Strengths
- •Prime harbourside location with spectacular Sydney Harbour views
- •Excellent transport connectivity via ferry and proximity to North Sydney station
- •Walking distance to Sydney Harbour Bridge and Circular Quay
- •High-quality housing stock with heritage character and modern apartments
Opportunities
- •Continued infrastructure investment in North Sydney precinct
- •Growing demand for premium harbour-view properties
- •Potential for heritage building renovations and conversions
- •Increasing ferry service frequency and transport improvements
Considerations
- •Very high property prices limiting affordability for many buyers
- •Limited local shopping and services requiring travel to nearby areas
- •Restricted parking availability and narrow streets
- •No local schools within suburb boundaries
Property Market
$4.20M
+8.5% 1yr
$1.85M
+6.8% 1yr
$2,200/wk
$1,250/wk
28
1.2%
78.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +8.5% | +22.0% | +45.0% |
| Unit | +6.8% | +18.5% | +38.0% |
Rental Yields
House Yield
2.8%
Unit Yield
3.5%
Investment Scorecard
Demand/Supply Ratio: 2.30
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for McMahons Point at median house price
+8% surcharge
$2200/wk
Negatively geared
Reduces taxable income
~$2,452/week
Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$221,850
After-tax yield
1.71%
Weekly holding cost
$2452/wk
10yr CGT (est.)
$1.07M
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
2,800
42
$125K
per annum
45.0%
58.0%
72.0%
3.2%
48.0%
Dwelling Mix
Lifestyle & Community
12
3
1
3.2 km
Nearest Station: North Sydney Station
Harbour-focused lifestyle with ferry commuting, waterfront dining, recreational boating, and easy access to CBD cultural attractions while maintaining a village-like community feel
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Data sourced from multiple sources. Last updated 28 March 2026.