McGraths Hill
Investment Score
75
/100
AI Intelligence Summary
McGraths Hill is a growing residential suburb in Sydney's northwest, approximately 50km from the CBD in the Hawkesbury Local Government Area. This family-oriented community offers a semi-rural lifestyle with larger housing blocks while maintaining good accessibility to Sydney's employment centers. The suburb features predominantly detached houses with some newer townhouse developments, attracting first home buyers and families seeking space and affordability. With McGraths Hill Public School serving local education needs, proximity to the Hawkesbury River for recreation, and access to Windsor town center for shopping, the area provides excellent family amenities. The property market has shown steady growth with strong rental demand, supported by the suburb's position within Greater Western Sydney's infrastructure development plans. Transport links via bus services to Richmond station and road access via Windsor Road provide reasonable connectivity, while the area benefits from NBN infrastructure and ongoing transport improvements.
Strengths
- •Affordable housing compared to inner Sydney suburbs
- •Large housing blocks with semi-rural character
- •Strong family-oriented community with good schools
- •Proximity to Hawkesbury River for recreation
Opportunities
- •Continued Western Sydney infrastructure development
- •Growing cafe and local business scene
- •Enhanced bus services planned
- •Population growth driving housing demand
Considerations
- •Limited public transport options requiring car dependency
- •Distance from Sydney CBD for commuting
- •Limited apartment/unit development options
- •Fewer employment opportunities within immediate area
Property Market
$920K
+6.5% 1yr
$650K
+5.2% 1yr
$780K
$750/wk
$520/wk
35
1.8%
72.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +6.5% | +18.2% | +32.5% |
| Unit | +5.2% | +15.8% | +28.3% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Townhouse Yield
4.5%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for McGraths Hill at median house price
Save $14,372
+8% surcharge
$750/wk
Negatively geared
Reduces taxable income
~$374/week
Based on 6.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$35,930
After-tax yield
2.56%
Weekly holding cost
$374/wk
10yr CGT (est.)
$149,455
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
4,200
38
$82K
per annum
68.0%
35.0%
28.0%
4.2%
25.0%
Dwelling Mix
Lifestyle & Community
8
6
1
50.0 km
Nearest Station: Richmond Station
Relaxed suburban lifestyle with access to river recreation, parks, local sporting clubs, and growing cafe scene. Family-focused with excellent schools and community facilities nearby.
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Data sourced from multiple sources. Last updated 28 March 2026.