All Suburbs

Maraylya

NSW 2765LGA: The Hills Shire

Investment Score

72

/100

AI Intelligence Summary

Maraylya, a picturesque suburb in NSW, offers a unique blend of rural charm and modern convenience. With a median house price of $1,450,000 and a median unit price of $850,000, the area is positioned as a high-end residential destination. The population of 850 residents enjoys a relatively high median income of $95,000, indicating a strong and affluent community. The suburb's walkability score of 25.0/100 suggests a car-dependent lifestyle, which may be a consideration for residents who prefer a more urban experience. The schools rating of 6.0/10 is relatively average, but the safety rating of 9.0/10 provides reassurance for families and individuals alike. Located 45.0 km from the CBD, Maraylya offers a tranquil escape from the city while still being accessible. In terms of investment, the suburb boasts an investment score of 72.0/100 and a growth potential of 75.0/100, making it an attractive option for those looking to capitalize on the area's potential. The rental yield for houses is 2.8%, and the vacancy rate is a low 1.8%, indicating a strong demand for housing in the area. Overall, Maraylya presents a compelling lifestyle and investment opportunity for those seeking a high-end, rural retreat with potential for long-term growth.

Strengths

  • High median income of $95,000, indicating a strong and affluent community
  • Excellent safety rating of 9.0/10, providing reassurance for residents
  • Strong investment score of 72.0/100 and growth potential of 75.0/100, making it an attractive option for investors
  • Low vacancy rate of 1.8%, indicating a high demand for housing in the area

Opportunities

  • Potential for long-term growth, with a growth potential of 75.0/100, making it an attractive option for investors
  • Opportunity to capitalize on the area's high demand for housing, with a low vacancy rate of 1.8%
  • Chance to develop or renovate properties to meet the needs of the affluent community, potentially increasing property values

Considerations

  • Limited walkability, with a score of 25.0/100, which may be a consideration for residents who prefer a more urban experience
  • Relatively average schools rating of 6.0/10, which may be a concern for families with children
  • Distance of 45.0 km from the CBD, which may require residents to rely on cars for transportation

Property Market

Median House

$1.45M

+4.2% 1yr

Median Unit

$850K

+3.8% 1yr

Median Townhouse

$1.10M

Rent (House)

$780/wk

Rent (Unit)

$550/wk

Days on Market

68

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+15.8%+32.5%
Unit+3.8%+12.5%+28.0%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential75/100
Cashflow Score58/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Maraylya at median house price

Standard transfer
$62,140
First Home Buyer
$62,140
Foreign buyer surcharge
$116,000

+8% surcharge

Annual rent income
$40,560

$780/wk

Interest (80% LVR @ 6.5%)
-$75,400
Other expenses (~2.5%)
-$36,250
Net rental position
-$71,090

Negatively geared

Tax benefit (39% MTR)
+$27,725

Reduces taxable income

After-tax holding cost
$43,365/yr

~$834/week

Based on 6.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.99M
Capital gain
$467,236
After discount
$233,618
CGT payable
$91,111

10-Year Hold

Est. value
$2.72M
Capital gain
$1.20M
After discount
$601,230
CGT payable
$234,480

Investor Quick Summary

Entry cost (stamp duty)

$62,140

After-tax yield

1.71%

Weekly holding cost

$834/wk

10yr CGT (est.)

$234,480

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

850

Median Age

44

Median Income

$95K

per annum

Family Households

78.0%

Professionals

52.0%

University Educated

45.0%

Unemployment

3.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 92%Units: 5%Townhouses: 3%Total: 320

Lifestyle & Community

Walkability25/100
Public Transport2/10
Schools Rating6/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

2

Parks

8

0
Distance to CBD

45.0 km

Nearest Station: Castle Hill Station

Country living with access to national parks, river activities, horse riding, and outdoor pursuits while maintaining proximity to Sydney

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Data sourced from multiple sources. Last updated 17 April 2026.

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