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Macquarie Park

NSW 2113LGA: City of Ryde

Investment Score

78

/100

AI Intelligence Summary

Macquarie Park, NSW 2113, is a highly sought-after suburb in Sydney's north, boasting a unique blend of residential, commercial, and educational hubs. With a median house price of $1,850,000 and a median unit price of $785,000, the area is firmly established as a premium market. The population of 18,500 residents enjoys a high level of walkability, with a score of 75.0, and access to top-rated schools, which have an overall rating of 8.0. The suburb's proximity to the CBD, just 15.0 km away, and its well-developed infrastructure make it an attractive option for both families and professionals. From an investment perspective, Macquarie Park presents a compelling case, with a high investment score of 78.0 and significant growth potential, rated at 82.0. The rental yield for houses is 3.2%, and the vacancy rate is a low 2.1%, indicating strong demand for properties in the area. Overall, Macquarie Park offers an exceptional lifestyle, a robust market position, and a promising investment outlook, making it an ideal choice for those seeking a high-quality living experience and long-term financial returns.

Strengths

  • Highly rated schools with an overall rating of 8.0
  • Strong investment potential with an investment score of 78.0
  • Significant growth potential, rated at 82.0
  • High level of walkability, with a score of 75.0

Opportunities

  • Growing demand for housing and rentals driven by the suburb's desirability and proximity to employment and education hubs
  • Potential for redevelopment and urban renewal projects, enhancing the suburb's infrastructure and amenities
  • Increasing appeal to families and young professionals seeking a high-quality lifestyle and access to top-rated schools and employment opportunities

Considerations

  • High median house price of $1,850,000, potentially limiting affordability
  • Traffic congestion during peak hours due to the suburb's commercial and educational hubs
  • Limited availability of properties for sale or rent, contributing to a low vacancy rate of 2.1%

Property Market

Median House

$1.85M

+6.8% 1yr

Median Unit

$785K

+8.2% 1yr

Median Townhouse

$1.32M

Rent (House)

$1,150/wk

Rent (Unit)

$720/wk

Days on Market

32

Vacancy Rate

2.1%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+6.8%+18.5%+32.4%
Unit+8.2%+22.1%+38.6%

Rental Yields

House Yield

3.2%

Unit Yield

4.8%

Townhouse Yield

3.6%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score76/100
Risk Score (lower = safer)72/100
Affordability Index52/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Macquarie Park at median house price

Stamp Duty Estimate
Standard transfer
$84,140
First Home Buyer
$84,140
Foreign buyer surcharge
$148,000

+8% surcharge

Negative Gearing Position
Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$96,200
Other expenses (~2.5%)
-$46,250
Net rental position
-$82,650

Negatively geared

Tax benefit (39% MTR)
+$32,234

Reduces taxable income

After-tax holding cost
$50,417/yr

~$970/week

Land Tax Exposure
Est. land value
$1.11M

~60% of median price

Individual threshold
$1,075,000

Annual: $660

Trust/company threshold
$25,000 (trust)

Annual: $17,460

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.53M
Capital gain
$588,891
After discount
$294,446
CGT payable
$114,834

10-Year Hold

Est. value
$3.47M
Capital gain
$1.52M
After discount
$761,399
CGT payable
$296,946

Investor Quick Summary

Entry cost (stamp duty)

$84,140

After-tax yield

1.95%

Weekly holding cost

$970/wk

10yr CGT (est.)

$296,946

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

18,500

Median Age

32

Median Income

$89K

per annum

Family Households

45.0%

Professionals

52.0%

University Educated

48.0%

Unemployment

3.2%

Born Overseas

47.0%

Dwelling Mix

Houses: 25%Units: 68%Townhouses: 7%Total: 8,950

Lifestyle & Community

Walkability75/100
Public Transport9/10
Schools Rating8/10
Safety8/10
Family Friendly7/10
Cafes & Restaurants

85

Parks

12

Hospitals

2

Distance to CBD

15.0 km

Nearest Station: Macquarie Park Metro Station

Urban lifestyle with shopping, dining, recreational facilities, and excellent transport links to Sydney CBD, balanced with access to natural areas like Lane Cove National Park.

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Data sourced from multiple sources. Last updated 23 April 2026.

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