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Macquarie Links

NSW 2564LGA: City of Campbelltown

Investment Score

76

/100

AI Intelligence Summary

Macquarie Links, NSW 2564, is a highly sought-after suburb offering a unique blend of lifestyle and investment opportunities. With a median house price of $1,150,000 and a median unit price of $650,000, the area is positioned as a premium market, catering to families and professionals seeking a high standard of living. The suburb's population of 3200 enjoys a median income of $95,000, indicating a strong economic foundation. The walkability score of 65.0/100 and schools rating of 8.0/10 demonstrate a well-planned community with convenient amenities and quality education options. A safety rating of 9.0/10 further reinforces the suburb's appeal, making it an attractive choice for families. From an investment perspective, Macquarie Links presents a compelling case, with an investment score of 76.0/100 and growth potential of 78.0/100, driven by a rental yield of 3.8% for houses and a low vacancy rate of 1.8%. While the distance to the CBD is 52.0km, the suburb's overall package of lifestyle, amenities, and investment potential makes it a desirable location for those seeking a balanced and secure investment.

Strengths

  • High median income indicating a strong economic foundation
  • Excellent schools rating of 8.0/10, attracting families
  • Premium property market with high median house and unit prices
  • High safety rating of 9.0/10, making it an attractive choice for families

Opportunities

  • Growing demand for premium properties in the area, driving up prices
  • Potential for infrastructure development to improve connectivity to the CBD
  • Opportunities for investors to capitalize on the suburb's high rental yield and low vacancy rate

Considerations

  • Relatively high entry point for investors due to premium property prices
  • Distance to CBD of 52.0km may deter some investors and residents
  • Potential for limited affordability for first-home buyers or low-income families

Property Market

Median House

$1.15M

+8.5% 1yr

Median Unit

$650K

+6.2% 1yr

Median Townhouse

$850K

Rent (House)

$850/wk

Rent (Unit)

$650/wk

Days on Market

35

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+22.0%+35.0%
Unit+6.2%+18.5%+28.0%

Rental Yields

House Yield

3.8%

Unit Yield

5.2%

Townhouse Yield

4.1%

Investment Scorecard

Overall Investment Score76/100
Growth Potential78/100
Cashflow Score68/100
Risk Score (lower = safer)72/100
Affordability Index55/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Macquarie Links at median house price

Stamp Duty Estimate
Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Negative Gearing Position
Annual rent income
$44,200

$850/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$44,350

Negatively geared

Tax benefit (39% MTR)
+$17,297

Reduces taxable income

After-tax holding cost
$27,054/yr

~$520/week

Land Tax Exposure
Est. land value
$690,000

~60% of median price

Individual threshold
$1,075,000

Below threshold

Trust/company threshold
$25,000 (trust)

Annual: $10,740

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.61M
Capital gain
$410,904
After discount
$205,452
CGT payable
$80,126

10-Year Hold

Est. value
$2.26M
Capital gain
$1.06M
After discount
$530,097
CGT payable
$206,738

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

2.32%

Weekly holding cost

$520/wk

10yr CGT (est.)

$206,738

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

3,200

Median Age

38

Median Income

$95K

per annum

Family Households

68.0%

Professionals

48.0%

University Educated

45.0%

Unemployment

4.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 85%Units: 8%Townhouses: 7%Total: 1,250

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating8/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

2

Distance to CBD

52.0 km

Nearest Station: Campbelltown Station

Golf course living with recreational facilities, walking trails, parks, and family-oriented amenities in a planned community environment with easy access to Campbelltown's shopping and services.

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Data sourced from multiple sources. Last updated 22 April 2026.

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