Maclean
Investment Score
72
/100
AI Intelligence Summary
Maclean is a charming riverside town in NSW's Northern Rivers region, serving as the administrative center of Clarence Valley Council. Located on the scenic Clarence River approximately 650km north of Sydney, this town of around 3,000 residents is renowned for its strong Scottish heritage, celebrated annually through the Highland Gathering festival. The community attracts retirees and lifestyle seekers drawn to its peaceful river setting, affordable housing, and relaxed pace of life. Property markets are driven by tree-change migration, with riverfront homes commanding premium prices while maintaining overall affordability compared to coastal alternatives. The town offers essential services including Maclean High School, medical facilities, and recreational amenities like golf courses and river activities. While geographically isolated from major centers, Maclean's position on the Pacific Highway provides reasonable connectivity. The local economy relies on agriculture, tourism, and government services, with limited employment diversity presenting challenges for younger demographics. Infrastructure includes NBN connectivity and essential services, though flood risk remains a consideration for some areas. The tight rental market reflects steady demand from both permanent residents and visitors exploring the region.
Strengths
- •Scenic Clarence River location with recreational boating and fishing
- •Strong community spirit and Scottish cultural heritage
- •Affordable housing market compared to coastal areas
- •Strategic location on Pacific Highway for regional connectivity
Opportunities
- •Growing tree-change migration trend
- •Tourism development leveraging Scottish heritage
- •Riverfront property development potential
- •Regional telecommuting growth with NBN infrastructure
Considerations
- •Limited employment opportunities and economic diversity
- •Flood risk in certain low-lying areas
- •Distance from major employment centers and services
- •Aging population demographics
Property Market
$485K
+6.2% 1yr
$320K
+5.8% 1yr
$400/wk
$320/wk
45
1.8%
68.0%
Price Growth
| Type | 1 Year | 3 Year | 5 Year |
|---|---|---|---|
| House | +6.2% | +18.5% | +35.2% |
| Unit | +5.8% | +16.2% | +32.1% |
Rental Yields
House Yield
4.2%
Unit Yield
5.1%
Investment Scorecard
Demand/Supply Ratio: 1.40
Demand exceeds supply — favourable for sellers
Tax & Financial Intelligence
CPA-grade analysis for Maclean at median house price
Save $16,355
+8% surcharge
$400/wk
Negatively geared
Reduces taxable income
~$194/week
Based on 7.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR
5-Year Hold
10-Year Hold
Investor Quick Summary
Entry cost (stamp duty)
$16,355
After-tax yield
2.56%
Weekly holding cost
$194/wk
10yr CGT (est.)
$88,503
Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.
Demographics
3,200
48
$52K
per annum
58.0%
32.0%
22.0%
6.2%
18.0%
Dwelling Mix
Lifestyle & Community
8
6
1
650.0 km
Nearest Station: Casino Railway Station
Peaceful riverside living with recreational boating, fishing, golf, and community events
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Data sourced from multiple sources. Last updated 27 March 2026.