All Suburbs

Lurnea

NSW 2170LGA: City of Liverpool

Investment Score

72

/100

AI Intelligence Summary

Lurnea is an affordable suburb in South Western Sydney, located 35km from the CBD within Liverpool City Council. Known for its cultural diversity with significant Pacific Islander and Middle Eastern communities, the suburb offers accessible housing options with a high proportion of public housing and rental properties. The area features essential amenities including Lurnea Public School, recreational facilities like Lurnea Oval, and convenient access to Liverpool CBD and Westfield Liverpool. While property values remain below Sydney averages, the suburb benefits from strong rental demand and higher yields. Transport connectivity includes regular bus services and proximity to the M5 Motorway, with Warwick Farm station providing rail access. The community is family-oriented with a younger median age and high proportion of households with children. Future infrastructure developments in Western Sydney may enhance the suburb's appeal and accessibility.

Strengths

  • Highly affordable housing market within Greater Sydney
  • Strong cultural diversity and community connections
  • Good rental yields and investment potential
  • Access to quality local amenities and schools

Opportunities

  • Benefit from Western Sydney infrastructure investments
  • Potential for urban renewal and development
  • Growing rental demand from diverse communities
  • Infrastructure improvements enhancing connectivity

Considerations

  • Limited new housing development opportunities
  • Dependence on public housing stock
  • Distance from Sydney CBD for commuters
  • Limited local employment opportunities

Property Market

Median House

$680K

+4.2% 1yr

Median Unit

$420K

+3.8% 1yr

Median Townhouse

$580K

Rent (House)

$630/wk

Rent (Unit)

$435/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+4.2%+18.5%+32.8%
Unit+3.8%+16.2%+28.5%

Rental Yields

House Yield

4.8%

Unit Yield

5.4%

Townhouse Yield

5.1%

Investment Scorecard

Overall Investment Score72/100
Growth Potential68/100
Cashflow Score78/100
Risk Score (lower = safer)65/100
Affordability Index75/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Lurnea at median house price

Standard transfer
$25,130
First Home Buyer
Exempt

Save $25,130

Foreign buyer surcharge
$54,400

+8% surcharge

Annual rent income
$32,760

$630/wk

Interest (80% LVR @ 6.5%)
-$35,360
Other expenses (~2.5%)
-$17,000
Net rental position
-$19,600

Negatively geared

Tax benefit (39% MTR)
+$7,644

Reduces taxable income

After-tax holding cost
$11,956/yr

~$230/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$934,286
Capital gain
$225,756
After discount
$112,878
CGT payable
$44,022

10-Year Hold

Est. value
$1.28M
Capital gain
$575,133
After discount
$287,567
CGT payable
$112,151

Investor Quick Summary

Entry cost (stamp duty)

$25,130

After-tax yield

2.93%

Weekly holding cost

$230/wk

10yr CGT (est.)

$112,151

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,200

Median Age

32

Median Income

$58K

per annum

Family Households

68.0%

Professionals

28.0%

University Educated

22.0%

Unemployment

7.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 75%Units: 22%Townhouses: 3%Total: 1,650

Lifestyle & Community

Walkability55/100
Public Transport5/10
Schools Rating6/10
Safety6/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

4

Hospitals

1

Distance to CBD

35.0 km

Nearest Station: Warwick Farm

Suburban family lifestyle with access to parks, local amenities, and cultural diversity

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Data sourced from multiple sources. Last updated 27 March 2026.

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