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Londonderry

NSW 2753LGA: City of Penrith

Investment Score

78

/100

AI Intelligence Summary

Londonderry, NSW 2753 is an emerging suburb in Western Sydney's Penrith Local Government Area, experiencing significant growth driven by new housing developments and strategic infrastructure investment. Located approximately 60km from Sydney CBD, the suburb offers a unique blend of rural and suburban lifestyle with acreage properties alongside modern housing estates. The area has attracted young families and first-home buyers seeking affordable housing options, with strong property price growth supported by proximity to the planned Western Sydney Airport. Well-connected via M4 and M7 motorways, Londonderry benefits from major infrastructure investment in the broader Western Sydney region, though public transport options remain limited. The suburb maintains a strong community feel with local parks, sporting facilities, and events, while residents typically travel to nearby Penrith or Richmond for major retail and services. Strong rental demand from families and workers in nearby industrial areas supports the investment market, making it an attractive option for property investors seeking growth potential in Western Sydney's expanding corridor.

Strengths

  • Strong property price growth driven by infrastructure investment
  • Affordable housing compared to established Sydney areas
  • Proximity to planned Western Sydney Airport
  • Excellent road connectivity via M4 and M7 motorways

Opportunities

  • Western Sydney Airport development creating employment
  • Planned infrastructure upgrades and transport links
  • Continued population growth and housing demand
  • Investment in regional transport connectivity

Considerations

  • Limited public transport options
  • Distance from Sydney CBD
  • Limited local shopping and retail facilities
  • Reliance on nearby suburbs for major services

Property Market

Median House

$850K

+12.5% 1yr

Median Unit

$520K

+10.2% 1yr

Median Townhouse

$680K

Rent (House)

$680/wk

Rent (Unit)

$510/wk

Days on Market

28

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+12.5%+28.0%+45.0%
Unit+10.2%+22.5%+38.0%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score72/100
Risk Score (lower = safer)72/100
Affordability Index75/100

Demand/Supply Ratio: 1.40

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Londonderry at median house price

Standard transfer
$32,780
First Home Buyer
$8,195

Save $24,585

Foreign buyer surcharge
$68,000

+8% surcharge

Annual rent income
$35,360

$680/wk

Interest (80% LVR @ 6.5%)
-$44,200
Other expenses (~2.5%)
-$21,250
Net rental position
-$30,090

Negatively geared

Tax benefit (39% MTR)
+$11,735

Reduces taxable income

After-tax holding cost
$18,355/yr

~$353/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.31M
Capital gain
$420,800
After discount
$210,400
CGT payable
$82,056

10-Year Hold

Est. value
$2.01M
Capital gain
$1.13M
After discount
$562,615
CGT payable
$219,420

Investor Quick Summary

Entry cost (stamp duty)

$32,780

After-tax yield

2.56%

Weekly holding cost

$353/wk

10yr CGT (est.)

$219,420

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

8,500

Median Age

33

Median Income

$85K

per annum

Family Households

68.0%

Professionals

38.0%

University Educated

28.0%

Unemployment

4.2%

Born Overseas

32.0%

Dwelling Mix

Houses: 75%Units: 15%Townhouses: 10%Total: 3,200

Lifestyle & Community

Walkability45/100
Public Transport4/10
Schools Rating7/10
Safety8/10
Family Friendly8/10
Cafes & Restaurants

8

Parks

6

Hospitals

1

Distance to CBD

60.0 km

Nearest Station: Penrith Station

Rural-suburban lifestyle with acreage properties, parks, sporting facilities, and community events while maintaining proximity to urban amenities

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Data sourced from multiple sources. Last updated 27 March 2026.

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