All Suburbs

Linley Point

NSW 2066LGA: Lane Cove

Investment Score

78

/100

AI Intelligence Summary

Linley Point is an exclusive harbourside suburb on Sydney's prestigious Lower North Shore, positioned on a scenic peninsula between Sailors Bay and Sugarloaf Bay. This small, tightly-held enclave of approximately 800 residents represents one of Sydney's most sought-after waterfront locations, characterized by substantial family homes, many with coveted harbour views. The suburb attracts affluent professionals and established families seeking a premium lifestyle with natural beauty, featuring access to harbour beaches, waterfront reserves, and proximity to Lane Cove National Park. Despite its tranquil residential character, residents typically travel to nearby suburbs for shopping and dining amenities. The area benefits from excellent schools in surrounding areas and maintains strong community connections. Property values reflect the suburb's premium positioning, with limited housing stock driving consistent demand and strong capital growth over the past decade.

Strengths

  • Exclusive harbourside location with premium water views
  • Tightly-held housing stock ensuring scarcity value
  • Proximity to Lane Cove National Park and harbour beaches
  • Strong community feel in quiet residential setting

Opportunities

  • Continued harbour precinct development enhancing lifestyle appeal
  • Infrastructure improvements in surrounding Lower North Shore
  • Growing demand for waterfront properties post-COVID
  • Potential for property renovations adding significant value

Considerations

  • Limited local amenities requiring travel for shopping/dining
  • High property prices limiting affordability
  • Limited public transport options
  • Small suburb size restricting property choice

Property Market

Median House

$4.85M

+12.5% 1yr

Median Unit

$2.20M

+10.5% 1yr

Rent (House)

$2,600/wk

Rent (Unit)

$1,450/wk

Days on Market

28

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+12.5%+28.0%+45.0%
Unit+10.5%+22.0%+38.0%

Rental Yields

House Yield

2.8%

Unit Yield

3.5%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score58/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Linley Point at median house price

Standard transfer
$267,350
First Home Buyer
$267,350
Foreign buyer surcharge
$388,000

+8% surcharge

Annual rent income
$135,200

$2600/wk

Interest (80% LVR @ 6.5%)
-$252,200
Other expenses (~2.5%)
-$121,250
Net rental position
-$238,250

Negatively geared

Tax benefit (39% MTR)
+$92,918

Reduces taxable income

After-tax holding cost
$145,333/yr

~$2,795/week

Based on 9.0% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$7.46M
Capital gain
$2.32M
After discount
$1.16M
CGT payable
$452,542

10-Year Hold

Est. value
$11.48M
Capital gain
$6.34M
After discount
$3.17M
CGT payable
$1.24M

Investor Quick Summary

Entry cost (stamp duty)

$267,350

After-tax yield

1.71%

Weekly holding cost

$2795/wk

10yr CGT (est.)

$1.24M

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

820

Median Age

44

Median Income

$165K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

2.8%

Born Overseas

32.0%

Dwelling Mix

Houses: 85%Units: 12%Townhouses: 3%Total: 285

Lifestyle & Community

Walkability45/100
Public Transport5/10
Schools Rating8/10
Safety9/10
Family Friendly8/10
Cafes & Restaurants

2

Parks

8

Hospitals

1

Distance to CBD

12.0 km

Nearest Station: Chatswood Station

Premium harbourside living with access to beaches, waterfront reserves, bushwalking, boating activities, and close-knit community events in a peaceful, scenic environment.

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Data sourced from multiple sources. Last updated 27 March 2026.

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