All Suburbs

Lindfield

NSW 2070LGA: Ku-ring-gai Council

Investment Score

78

/100

AI Intelligence Summary

Lindfield is a prestigious suburb on Sydney's Upper North Shore, approximately 13km from the CBD, renowned for its excellent educational facilities and family-oriented community. The area attracts affluent professionals and families, particularly those seeking access to quality schools including Lindfield Public School and nearby Killara High School. With a median house price around $2.8 million, Lindfield represents premium real estate dominated by detached homes on substantial blocks. The suburb benefits from excellent transport links via Lindfield railway station on the T1 North Shore Line, providing direct CBD access in under 30 minutes. The community enjoys proximity to Lane Cove and Garigal National Parks, local shopping along Pacific Highway, and a strong multicultural presence, particularly Asian-Australian families. Investment fundamentals remain solid with consistent demand driven by school catchments, transport accessibility, and the suburb's established reputation as a desirable family destination.

Strengths

  • Excellent school catchments including selective high school access
  • Direct train line to Sydney CBD with frequent services
  • Premium Upper North Shore location with established prestige
  • Strong family community with multicultural diversity

Opportunities

  • Continued infrastructure improvements enhancing connectivity
  • Growing demand from Asian-Australian families
  • Potential for luxury apartment developments
  • Increasing property values due to supply constraints

Considerations

  • High property prices limiting affordability
  • Limited apartment stock reducing rental yield opportunities
  • Aging infrastructure requiring ongoing investment
  • Traffic congestion on Pacific Highway during peak times

Property Market

Median House

$2.80M

+5.2% 1yr

Median Unit

$1.15M

+4.1% 1yr

Median Townhouse

$1.85M

Rent (House)

$1,500/wk

Rent (Unit)

$950/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

72.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+35.8%
Unit+4.1%+15.2%+28.6%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Lindfield at median house price

Standard transfer
$136,390
First Home Buyer
$136,390
Foreign buyer surcharge
$224,000

+8% surcharge

Annual rent income
$78,000

$1500/wk

Interest (80% LVR @ 6.5%)
-$145,600
Other expenses (~2.5%)
-$70,000
Net rental position
-$137,600

Negatively geared

Tax benefit (39% MTR)
+$53,664

Reduces taxable income

After-tax holding cost
$83,936/yr

~$1,614/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.96M
Capital gain
$1.01M
After discount
$503,102
CGT payable
$196,210

10-Year Hold

Est. value
$5.59M
Capital gain
$2.64M
After discount
$1.32M
CGT payable
$514,908

Investor Quick Summary

Entry cost (stamp duty)

$136,390

After-tax yield

1.71%

Weekly holding cost

$1614/wk

10yr CGT (est.)

$514,908

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

6,800

Median Age

41

Median Income

$125K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

3.2%

Born Overseas

48.0%

Dwelling Mix

Houses: 78%Units: 18%Townhouses: 4%Total: 2,850

Lifestyle & Community

Walkability65/100
Public Transport8/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

25

Parks

8

Hospitals

2

Distance to CBD

13.0 km

Nearest Station: Lindfield Station

Quiet residential living with excellent schools, parks, quality dining options, and easy CBD access for working professionals

Interested in Lindfield?

Get a personalised buyer brief with AI-powered property intelligence for this suburb.

Data sourced from multiple sources. Last updated 27 March 2026.

Browse all suburbsContact DING