All Suburbs

Leura

NSW 2780LGA: Blue Mountains City

Investment Score

75

/100

AI Intelligence Summary

Leura is a premium heritage suburb in the Blue Mountains, NSW, located 100km west of Sydney CBD. Known for its tree-lined Leura Mall shopping precinct, boutique stores, and proximity to major tourist attractions like the Three Sisters and Everglades Historic House and Gardens, Leura attracts tree-change buyers, retirees, and tourism investors. The suburb features heritage character homes with mountain views, a strong arts and cultural scene, and direct train connections to Sydney via the Blue Mountains Line. The community consists primarily of families, retirees, and creative professionals seeking a lifestyle change, with a higher proportion of residents aged 50+ compared to the NSW average. Property market dynamics are driven by Sydney buyers, tourism accommodation investment, and limited supply of quality heritage properties. While offering excellent lifestyle amenities and natural beauty, the suburb faces challenges with limited local schooling options and public transport beyond rail services.

Strengths

  • Premium heritage character with mountain views
  • Direct train connection to Sydney CBD
  • Strong tourism and arts culture
  • Tree-lined shopping precinct with boutique stores

Opportunities

  • Growing tree-change migration from Sydney
  • Tourism accommodation investment potential
  • Heritage property renovation market
  • Arts and cultural tourism expansion

Considerations

  • Limited local schooling options
  • Dependence on tourism economy
  • Higher property prices than surrounding areas
  • Limited public transport beyond train

Property Market

Median House

$1.15M

+3.2% 1yr

Median Unit

$680K

+2.8% 1yr

Median Townhouse

$850K

Rent (House)

$720/wk

Rent (Unit)

$540/wk

Days on Market

45

Vacancy Rate

2.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+3.2%+18.5%+35.8%
Unit+2.8%+15.2%+28.6%

Rental Yields

House Yield

3.2%

Unit Yield

4.1%

Townhouse Yield

3.5%

Investment Scorecard

Overall Investment Score75/100
Growth Potential72/100
Cashflow Score65/100
Risk Score (lower = safer)65/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Leura at median house price

Standard transfer
$46,280
First Home Buyer
$46,280
Foreign buyer surcharge
$92,000

+8% surcharge

Annual rent income
$37,440

$720/wk

Interest (80% LVR @ 6.5%)
-$59,800
Other expenses (~2.5%)
-$28,750
Net rental position
-$51,110

Negatively geared

Tax benefit (39% MTR)
+$19,933

Reduces taxable income

After-tax holding cost
$31,177/yr

~$600/week

Based on 7.2% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.63M
Capital gain
$423,000
After discount
$211,500
CGT payable
$82,485

10-Year Hold

Est. value
$2.30M
Capital gain
$1.09M
After discount
$547,125
CGT payable
$213,379

Investor Quick Summary

Entry cost (stamp duty)

$46,280

After-tax yield

1.95%

Weekly holding cost

$600/wk

10yr CGT (est.)

$213,379

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

4,800

Median Age

48

Median Income

$78K

per annum

Family Households

62.0%

Professionals

45.0%

University Educated

42.0%

Unemployment

4.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 78%Units: 18%Townhouses: 4%Total: 2,100

Lifestyle & Community

Walkability75/100
Public Transport6/10
Schools Rating6/10
Safety8/10
Family Friendly7/10
Cafes & Restaurants

25

Parks

8

Hospitals

1

Distance to CBD

100.0 km

Nearest Station: Leura Railway Station

Boutique shopping, galleries, cafes, heritage gardens, mountain walks, cultural events

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Data sourced from multiple sources. Last updated 27 March 2026.

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