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Laurieton

NSW 2443LGA: Port Macquarie-Hastings Council

Investment Score

76

/100

AI Intelligence Summary

Laurieton is a picturesque coastal town located on the Camden Haven River in NSW's Mid North Coast, approximately 370km north of Sydney. This charming retirement haven has experienced significant growth driven by sea change migration, particularly attracting retirees seeking a relaxed coastal lifestyle. The town offers excellent access to waterfront activities including boating, fishing, and proximity to Crowdy Bay National Park. Property values have surged over the past five years due to strong demand from retirees and tree changers, with waterfront properties commanding premium prices. The community features a mix of older homes, modern developments, and retirement villages, supported by local amenities including shops, cafes, golf course, and medical facilities. While the town maintains its small-town charm with an active retirement community and various clubs, it faces challenges including car dependency due to limited public transport and higher property prices affecting affordability for younger buyers. The rental market remains relatively tight due to tourism demand and permanent resident growth, creating opportunities for investors targeting the retirement demographic.

Strengths

  • Prime coastal location on Camden Haven River with excellent waterfront access
  • Strong property value growth driven by sea change migration
  • Active retirement community with established clubs and amenities
  • Proximity to Crowdy Bay National Park and natural attractions

Opportunities

  • Continued sea change migration driving property demand
  • Tourism growth potential leveraging natural assets
  • Development of retirement-focused housing and services
  • Short-term rental market expansion

Considerations

  • Car dependency with limited public transport options
  • Aging population creating potential future service demands
  • Rising property prices affecting affordability for younger demographics
  • Limited employment opportunities outside tourism and services

Property Market

Median House

$785K

+6.2% 1yr

Median Unit

$485K

+5.8% 1yr

Median Townhouse

$625K

Rent (House)

$650/wk

Rent (Unit)

$475/wk

Days on Market

42

Vacancy Rate

1.8%

Auction Clearance

68.0%

Price Growth

Type1 Year3 Year5 Year
House+6.2%+28.5%+52.8%
Unit+5.8%+25.2%+48.3%

Rental Yields

House Yield

4.2%

Unit Yield

5.1%

Townhouse Yield

4.6%

Investment Scorecard

Overall Investment Score76/100
Growth Potential72/100
Cashflow Score78/100
Risk Score (lower = safer)72/100
Affordability Index52/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Laurieton at median house price

Standard transfer
$29,855
First Home Buyer
Exempt

Save $29,855

Foreign buyer surcharge
$62,800

+8% surcharge

Annual rent income
$33,800

$650/wk

Interest (80% LVR @ 6.5%)
-$40,820
Other expenses (~2.5%)
-$19,625
Net rental position
-$26,645

Negatively geared

Tax benefit (39% MTR)
+$10,392

Reduces taxable income

After-tax holding cost
$16,253/yr

~$313/week

Based on 10.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$1.30M
Capital gain
$477,981
After discount
$238,990
CGT payable
$93,206

10-Year Hold

Est. value
$2.14M
Capital gain
$1.32M
After discount
$661,685
CGT payable
$258,057

Investor Quick Summary

Entry cost (stamp duty)

$29,855

After-tax yield

2.56%

Weekly holding cost

$313/wk

10yr CGT (est.)

$258,057

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

2,850

Median Age

58

Median Income

$52K

per annum

Family Households

35.0%

Professionals

25.0%

University Educated

22.0%

Unemployment

4.2%

Born Overseas

28.0%

Dwelling Mix

Houses: 72%Units: 22%Townhouses: 6%Total: 1,420

Lifestyle & Community

Walkability65/100
Public Transport2/10
Schools Rating6/10
Safety9/10
Family Friendly7/10
Cafes & Restaurants

12

Parks

8

0
Distance to CBD

370.0 km

Nearest Station: Wauchope (bus connection)

Waterfront activities, golf, fishing, boating, nature walks, and community clubs

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Data sourced from multiple sources. Last updated 27 March 2026.

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