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Lane Cove

NSW 2066LGA: Lane Cove Council

Investment Score

78

/100

AI Intelligence Summary

Lane Cove, NSW 2066, is a highly sought-after suburb located just 9 kilometres from Sydney’s CBD, offering a blend of urban convenience and leafy tranquillity. With a population of approximately 13,500, Lane Cove is renowned for its family-friendly atmosphere, excellent amenities, and strong community spirit. The suburb boasts a high median household income of $125,000, reflecting its affluent demographic and appeal to professionals and established families. The real estate market in Lane Cove is robust, with a median house price of $2,850,000 and a median unit price of $1,250,000, positioning it among Sydney’s premium residential areas. The suburb’s walkability score of 75/100 highlights its accessibility to local shops, cafes, parks, and public transport, making daily life convenient and enjoyable. Lane Cove is particularly attractive to families, thanks to its outstanding schools (rated 9.0/10) and a strong safety rating (9.0/10), ensuring a secure and nurturing environment for children. From an investment perspective, Lane Cove offers a solid investment score of 78/100 and a growth potential of 75/100, underpinned by low vacancy rates (1.2%) and consistent demand for quality housing. While rental yields for houses are moderate at 2.8%, the suburb’s low vacancy rate signals strong tenant demand and stable rental income. Overall, Lane Cove presents a compelling mix of lifestyle, security, and long-term capital growth, making it an attractive option for both owner-occupiers and investors seeking a premium Sydney address.

Strengths

  • Proximity to Sydney CBD (9 km) with excellent transport links
  • High-quality schools with a 9.0/10 rating
  • Strong safety rating, ideal for families
  • Affluent demographic with high median income

Opportunities

  • Potential for capital growth as demand for premium suburbs remains strong
  • Scope for value-add renovations or redevelopment in established housing stock
  • Appeal to executive renters and families seeking quality education and lifestyle

Considerations

  • High entry price point may limit affordability for first-home buyers
  • Moderate rental yields (2.8%) compared to other Sydney suburbs
  • Potential for increased competition among buyers and renters due to popularity

Property Market

Median House

$2.85M

+8.5% 1yr

Median Unit

$1.25M

+6.8% 1yr

Median Townhouse

$2.10M

Rent (House)

$1,550/wk

Rent (Unit)

$650/wk

Days on Market

32

Vacancy Rate

1.2%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+8.5%+18.2%+32.5%
Unit+6.8%+15.5%+28.8%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.2%

Investment Scorecard

Overall Investment Score78/100
Growth Potential75/100
Cashflow Score68/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 1.80

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Lane Cove at median house price

Stamp Duty Estimate
Standard transfer
$139,140
First Home Buyer
$139,140
Foreign buyer surcharge
$228,000

+8% surcharge

Negative Gearing Position
Annual rent income
$80,600

$1550/wk

Interest (80% LVR @ 6.5%)
-$148,200
Other expenses (~2.5%)
-$71,250
Net rental position
-$138,850

Negatively geared

Tax benefit (39% MTR)
+$54,152

Reduces taxable income

After-tax holding cost
$84,699/yr

~$1,629/week

Land Tax Exposure
Est. land value
$1.71M

~60% of median price

Individual threshold
$1,075,000

Annual: $10,260

Trust/company threshold
$25,000 (trust)

Annual: $27,060

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.5% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$3.90M
Capital gain
$901,357
After discount
$450,678
CGT payable
$175,765

10-Year Hold

Est. value
$5.35M
Capital gain
$2.35M
After discount
$1.17M
CGT payable
$457,558

Investor Quick Summary

Entry cost (stamp duty)

$139,140

After-tax yield

1.71%

Weekly holding cost

$1629/wk

10yr CGT (est.)

$457,558

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

13,500

Median Age

42

Median Income

$125K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

3.2%

Born Overseas

38.0%

Dwelling Mix

Houses: 65%Units: 32%Townhouses: 3%Total: 5,800

Lifestyle & Community

Walkability75/100
Public Transport7/10
Schools Rating9/10
Safety9/10
Family Friendly10/10
Cafes & Restaurants

35

Parks

12

Hospitals

2

Distance to CBD

9.0 km

Nearest Station: St Leonards Station

Active outdoor lifestyle with national park access, quality dining and shopping, strong community events calendar, excellent recreational facilities including aquatic center, and family-friendly environment with quality education options.

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Data sourced from multiple sources. Last updated 26 April 2026.

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