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Lane Cove North

NSW 2066LGA: Lane Cove Council

Investment Score

78

/100

AI Intelligence Summary

Lane Cove North, NSW 2066, presents a desirable lifestyle with a strong market position, underpinned by high-quality schools, excellent safety ratings, and a relatively high median income of $95,000. The suburb's median house price of $2,150,000 and median unit price of $1,050,000 indicate a premium market, likely attracting families and professionals. With a walkability score of 65, residents can enjoy some local amenities on foot, though the area may not be as pedestrian-friendly as inner-city suburbs. The investment outlook is promising, with an investment score of 78 and growth potential of 82, suggesting Lane Cove North is poised for long-term capital appreciation. Rental yields for houses are at 2.8%, and the vacancy rate is a low 1.8%, indicating a competitive rental market. While the distance to the CBD is 10km, the area's overall liveability, coupled with its relative proximity to Sydney's central business district, makes it an attractive option for those seeking a balance between lifestyle and accessibility.

Strengths

  • High-quality schools with a rating of 9.0/10
  • Excellent safety ratings of 9.0/10
  • Strong investment outlook with a score of 78/100
  • High growth potential of 82/100

Opportunities

  • Potential for long-term capital appreciation due to high growth potential
  • Attractive rental yields for investors, particularly in the house market
  • Opportunity for developers to create more walkable, mixed-use projects to enhance the suburb's lifestyle appeal

Considerations

  • Premium price point with a median house price of $2,150,000
  • Limited walkability with a score of 65/100
  • Distance to CBD of 10km may deter some buyers or renters

Property Market

Median House

$2.15M

+5.2% 1yr

Median Unit

$1.05M

+4.8% 1yr

Median Townhouse

$1.65M

Rent (House)

$1,150/wk

Rent (Unit)

$850/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+32.8%
Unit+4.8%+16.2%+28.5%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Lane Cove North at median house price

Stamp Duty Estimate
Standard transfer
$100,640
First Home Buyer
$100,640
Foreign buyer surcharge
$172,000

+8% surcharge

Negative Gearing Position
Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$111,800
Other expenses (~2.5%)
-$53,750
Net rental position
-$105,750

Negatively geared

Tax benefit (39% MTR)
+$41,243

Reduces taxable income

After-tax holding cost
$64,508/yr

~$1,241/week

Land Tax Exposure
Est. land value
$1.29M

~60% of median price

Individual threshold
$1,075,000

Annual: $3,540

Trust/company threshold
$25,000 (trust)

Annual: $20,340

CPA Note: Land tax applies to your total NSW land holdings, not individual properties. Portfolio holders should aggregate all investment land values.

CGT Projection

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.95M
Capital gain
$692,603
After discount
$346,302
CGT payable
$135,058

10-Year Hold

Est. value
$4.06M
Capital gain
$1.80M
After discount
$898,625
CGT payable
$350,464

Investor Quick Summary

Entry cost (stamp duty)

$100,640

After-tax yield

1.71%

Weekly holding cost

$1241/wk

10yr CGT (est.)

$350,464

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). This calculator provides estimates for illustrative purposes only and does not constitute financial, tax, or investment advice. Results depend on assumptions that may not reflect your actual situation. Tax laws, interest rates, and market conditions change frequently. Always consult a qualified professional — such as a CPA, mortgage broker, or financial adviser — before making financial decisions. Ding Group provides integrated advisory through Local Knowledge (CPA), Ding Financial (Mortgage Brokerage), and Ding Real Estate (Licensed Agency).

Demographics

Population

3,200

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 75%Units: 20%Townhouses: 5%Total: 1,280

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

2

Distance to CBD

10.0 km

Nearest Station: St Leonards

Premium lifestyle combining urban convenience with natural amenities, featuring quality dining, recreation facilities, national park access, and strong community networks.

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Data sourced from multiple sources. Last updated 22 April 2026.

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