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Lane Cove North

NSW 2066LGA: Lane Cove Council

Investment Score

78

/100

AI Intelligence Summary

Lane Cove North is a prestigious residential suburb in Sydney's coveted Lower North Shore, located 10km northwest of the CBD. This established family-oriented community is characterized by quality detached homes, excellent schools, and proximity to Lane Cove National Park. The suburb attracts affluent professionals and families seeking a peaceful lifestyle while maintaining convenient access to the city. With limited new development, the area maintains its leafy, low-density character. Strong community infrastructure includes Lane Cove North Public School, local sporting facilities, and the nearby Lane Cove Aquatic Centre. The suburb benefits from excellent connectivity via bus services to Chatswood and the CBD, though train access requires travel to St Leonards or Artarmon stations. Property values have demonstrated consistent growth due to the area's premium location, quality amenities, and strong owner-occupier market. The combination of established infrastructure, natural amenities, and proximity to employment centers makes Lane Cove North a highly sought-after address for families and investors alike.

Strengths

  • Premium Lower North Shore location with established prestige
  • Excellent schools including highly-rated Lane Cove North Public School
  • Direct access to Lane Cove National Park for recreation and lifestyle
  • Strong family-oriented community with low crime rates

Opportunities

  • Planned cycling infrastructure improvements
  • Potential for premium renovation and extension projects
  • Growing demand from downsizers seeking quality locations
  • Development of nearby commercial precincts enhancing amenity

Considerations

  • Limited train access requiring bus connections
  • High property prices creating affordability barriers
  • Limited new development restricting housing supply
  • Traffic congestion on major arterials during peak times

Property Market

Median House

$2.15M

+5.2% 1yr

Median Unit

$1.05M

+4.8% 1yr

Median Townhouse

$1.65M

Rent (House)

$1,150/wk

Rent (Unit)

$850/wk

Days on Market

32

Vacancy Rate

1.8%

Auction Clearance

78.0%

Price Growth

Type1 Year3 Year5 Year
House+5.2%+18.5%+32.8%
Unit+4.8%+16.2%+28.5%

Rental Yields

House Yield

2.8%

Unit Yield

4.2%

Townhouse Yield

3.1%

Investment Scorecard

Overall Investment Score78/100
Growth Potential82/100
Cashflow Score65/100
Risk Score (lower = safer)75/100
Affordability Index45/100

Demand/Supply Ratio: 2.10

Demand exceeds supply — favourable for sellers

Tax & Financial Intelligence

CPA-grade analysis for Lane Cove North at median house price

Standard transfer
$100,640
First Home Buyer
$100,640
Foreign buyer surcharge
$172,000

+8% surcharge

Annual rent income
$59,800

$1150/wk

Interest (80% LVR @ 6.5%)
-$111,800
Other expenses (~2.5%)
-$53,750
Net rental position
-$105,750

Negatively geared

Tax benefit (39% MTR)
+$41,243

Reduces taxable income

After-tax holding cost
$64,508/yr

~$1,241/week

Based on 6.6% p.a. growth (from 5-year trend), 50% CGT discount, 39% MTR

5-Year Hold

Est. value
$2.95M
Capital gain
$692,603
After discount
$346,302
CGT payable
$135,058

10-Year Hold

Est. value
$4.06M
Capital gain
$1.80M
After discount
$898,625
CGT payable
$350,464

Investor Quick Summary

Entry cost (stamp duty)

$100,640

After-tax yield

1.71%

Weekly holding cost

$1241/wk

10yr CGT (est.)

$350,464

Estimates based on FY2025 NSW rates at median house price. Assumes 80% LVR, 6.5% interest rate, 39% marginal tax rate ($135K-$190K bracket). Individual circumstances vary. This is general information only and not personal financial advice. Consult your CPA before making investment decisions. Local Knowledge Pty Ltd — Registered Tax Agent.

Demographics

Population

3,200

Median Age

42

Median Income

$95K

per annum

Family Households

68.0%

Professionals

58.0%

University Educated

52.0%

Unemployment

3.2%

Born Overseas

35.0%

Dwelling Mix

Houses: 75%Units: 20%Townhouses: 5%Total: 1,280

Lifestyle & Community

Walkability65/100
Public Transport6/10
Schools Rating9/10
Safety9/10
Family Friendly9/10
Cafes & Restaurants

8

Parks

12

Hospitals

2

Distance to CBD

10.0 km

Nearest Station: St Leonards

Premium lifestyle combining urban convenience with natural amenities, featuring quality dining, recreation facilities, national park access, and strong community networks.

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Data sourced from multiple sources. Last updated 27 March 2026.

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